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7 Habits That Put Me In The Top 1% By 20 Years Old.

By Inayah McMillan

Summary

## Key takeaways - **Build Relationships Before Needing Them**: Most people reach out only when they need something and wonder why no one responds, but I focus on genuinely complimenting, supporting, and helping others first, so when I make an ask like a partnership or referral, people want to help because I've shown I care. [01:47], [02:06] - **Turn Failures Into Lessons**: When Airbnb got harder, I analyzed what wasn't working like landlord, property, photos, or price, creating a system for 65% occupancy; after a coaching offer flopped, I built a presentation that made $180,000 in one free class. [03:28], [03:47] - **Automate and Delegate Repetitive Tasks**: When overwhelmed by repeated tasks, I create systems or get help, allowing me to manage over 50 Airbnb properties in under 2 hours weekly and onboard coaching students via automations without personal walkthroughs. [04:51], [05:02] - **Feel Emotions But Keep Moving**: After losing my brother at 16, I grieved with crying and art but kept good grades, went to work, and did what was needed; acknowledge emotions, take breaks, but do required tasks regardless of feelings. [06:10], [07:03] - **Practice Daily Gratitude**: I write gratitude in my planner daily for health, family, roof over head, even in tough times, and thank God in Muslim prayers, keeping me grounded and from focusing on what's missing. [07:55], [08:13] - **Release Good Work, Not Perfect**: My first coaching program and early Airbnbs weren't perfectly polished but performed and helped people; I improve based on real feedback instead of letting imperfect work sit unused. [09:21], [10:25]

Topics Covered

  • Build Relationships Before Needing Them
  • Turn Failures Into Learning Lessons
  • Automate Repetitive Tasks Immediately
  • Act Despite Difficult Emotions
  • Release Good Work, Iterate Later

Full Transcript

I am a 23-year-old millionaire and I've written out the seven micro habits that I've done in my daily life to get here.

I dropped out of college after one semester. I came from a big family on

semester. I came from a big family on welfare and had no background in business or real estate, unless you count the lemonade stand [music] that I had when I was a kid. But by 23 years old, I've been able to build a business

that has generated over $15 million. And

honestly, it wasn't because I had some secret or special advantage. I've been

able to generate so much in my businesses because of these tiny daily habits that most people would think are too simple to matter. But when you do them consistently, they compound into real wealth. And by wealth, I don't just

real wealth. And by wealth, I don't just mean money. I mean a healthy life. The

mean money. I mean a healthy life. The

kind of life where you can help others and to actually have choices. So the

first micro habit that I want to touch on today is building relationships before you actually need them. In

today's society, it has become so common to be hyperindependent. Many people are too scared to talk to others. They think

that kindness is something that's earned. They're worried about supporting

earned. They're worried about supporting others in fear that it changes what they have to offer. But I focus on genuinely building relationships with others. I'm

not afraid to compliment the people around me, support them, tell them I'm proud of them. I'm open to giving others advice and helping when needed. I do

this because it's what people should do and because we are all just humans.

We're not competing with anyone except ourselves. I realized that if more

ourselves. I realized that if more people did this, things would be better.

the world would be a better place.

Naturally, because of this, when I do need to make an ask, like a favor, a partnership, a referral, people actually want to help because I've already shown them that I care about them, not just what they can do for me. I don't

necessarily do this as a systematic habit, but I do build genuine relationships with others. Normally

favors or partnerships come easily for me because I've already built these genuine relationships. Most people get

genuine relationships. Most people get this backwards. Bay often reach out to

this backwards. Bay often reach out to people only when they need something and then they wonder why they don't respond.

I'm a firm believer in giving what you want to get back. Be kind, smile, help others. It costs you nothing. This

others. It costs you nothing. This

mindset has genuinely helped me build relationships with landlords, potential partners, and even my audience. When I

finally do make an ask, people are excited to help because I've already given so much value and built genuine connections. So, here's how you can

connections. So, here's how you can apply this. Number one, take the

apply this. Number one, take the opportunities that you're given to support others or help when you can.

Understand the people that add value to your life in a positive way. They are

usually people who push you to become the best version of yourself. Reach out

to one to two people per week just to add value to their life. This could mean congratulating them during special times, sharing helpful information telling them about opportunities, or even facilitating connections that might

help them. Check in genuinely without

help them. Check in genuinely without asking for anything. Just like you people want to be seen. They want to be heard. They want to be loved by doing

heard. They want to be loved by doing these things. Naturally, when you do

these things. Naturally, when you do need to make an ask later, people actually want to help. The beautiful

thing is it doesn't feel like networking because it's genuinely about helping others. And most people need help.

others. And most people need help.

They're just afraid to ask for it. But

even with great relationships, things don't always go according to plan.

That's where the next habit is crucial.

Habit two is turning every failure into a learning lesson. When something

doesn't work out the way I planned, I pay attention to what I can learn from it instead of just [music] getting discouraged. Everything I've done in the

discouraged. Everything I've done in the past has built skills that I am still using today. Even the things that didn't

using today. Even the things that didn't work out the way that I wanted taught me something that I could genuinely take with me and brought me to where I am now. When I first started Airbnb, it

now. When I first started Airbnb, it felt easy. And then somewhere along the

felt easy. And then somewhere along the way, it got a little bit harder. And

instead of getting discouraged, I had to figure out what wasn't working. Was it

the landlord? Was it the property? Was

it the photos? The price, the description, the location. This helped

me create a system that now gets our properties booked at 65% occupancy most of the time. When I first started coaching and my offer didn't sell as expected, instead of thinking I'm a

horrible coach or I suck at sales, I actually created a presentation that led me to $180,000 on a single free class. So, here's how you can apply this. After any setback

[music] spend 5 minutes thinking about what you learned. Frame everything as an experiment with a learning goal, not just a success or failure. Ask yourself

what would I do differently next time?

Use this information to make your next attempt smarter and not harder. This

removes the emotional stink from setbacks and keeps you moving forward.

But as you grow, you'll start noticing that you're doing the same tasks over and over again. And that's when this next habit is essential. Habit three is to automate and delegate as soon as

possible and as much as possible. When

you start to feel overwhelmed or notice I'm doing the same tasks repeatedly ask, "How could I create a system for this?" or "Have someone else help me."

this?" or "Have someone else help me."

It's not like I do this every week on a schedule, but when I'm starting to feel overwhelmed or when I notice that I'm doing a task that maybe someone else could take over or help me with, I try to look for a replacement or a system.

This leaves me more time to focus on the things that I actually need to be doing.

in my Airbnb business. This led to automated messaging, streamlined cleaning processes, and systems that now allow me to manage over 50 properties in my portfolio in less than a couple hours

per week. In my coaching business, this

per week. In my coaching business, this led me to email sequences, automations team members, and even processes that onboard my students without me having to personally walk each person through

everything. This is how I suggest you

everything. This is how I suggest you apply this. When you feel overwhelmed

apply this. When you feel overwhelmed take 10 minutes to look at your week.

Identify repetitive tasks that you do multiple times. Ask, "What could I

multiple times. Ask, "What could I automate or delegate?" Start small. Even

automating one email response counts.

Track the time that you save and reinvest that into growth activities.

The goal isn't to automate everything immediately. It's to build the habit of

immediately. It's to build the habit of thinking systematically so that you avoid unnecessary overwhelm. Speaking of

managing overwhelming feelings, this brings me to one of the most important habits that I've developed. Habit four

is going to be feeling the emotions that you feel and moving forward. Anyway, I

read a quote that says, "The person who does what they need to do, regardless of how they feel, will always outperform the person who does it only when they feel like doing it." I know that sounds weird. So, let me explain what I mean.

weird. So, let me explain what I mean.

When I feel overwhelmed or any difficult emotion, I give myself space to feel how I feel. But I realize that just because

I feel. But I realize that just because I feel that way doesn't mean that I have to stop doing the things that I need to do. I had to learn this the hard way

do. I had to learn this the hard way after I lost my brother Kal at just 16 years old. To be honest, it didn't

years old. To be honest, it didn't happen right away. There was a lot of downtime for me trying to figure out what was important. A lot of nights spent crying. I didn't care as much

spent crying. I didn't care as much about school. I distanced myself from

about school. I distanced myself from other people. I literally wore

other people. I literally wore sweatpants and a hoodie every single day and walked around the halls with my earphones in. My outlet for the way that

earphones in. My outlet for the way that I felt at that time was through art. And

so, the class that I put the most effort in was my art class. But still, even though I didn't care as much for the other things, I knew that I had no choice but to continue going. So, I kept good grades. I made sure to keep doing

good grades. I made sure to keep doing what I needed to do. I went to work, but I still left space to grieve the way that I needed to grieve. And that did take up a lot of space with the little bit of space that I had left and the

little bit of mental capacity that I had left. I tried to do as much as I could

left. I tried to do as much as I could do in that time frame and with the space that I had. But it wasn't easy by any means. If I need to be sad for a second

means. If I need to be sad for a second I'll be sad. If I feel overwhelmed, I take some deep breaths. I try to move forward. Maybe I'll take a little break

forward. Maybe I'll take a little break to reset. But regardless, I still have

to reset. But regardless, I still have to do the things that I need to do regardless of how I feel. So, here's how you can apply this. When you notice strong emotions, don't fight them.

Acknowledge them. Give yourself

permission to feel what you're feeling.

Ask yourself, "What action would actually help me get closer to my goals?" Take breaks when you need them.

goals?" Take breaks when you need them.

Don't let emotions completely stop your progress. Find healthy outlets for

progress. Find healthy outlets for processing difficult feelings. This

builds emotional resilience, which is honestly one of your biggest advantages as an entrepreneur. And speaking of building resilience, staying connected to gratitude has been huge for me. This

leads me to habit number five, thanking God in everything that I do. I'm a

person who is extremely grateful. I try

to find gratitude in everything that I do and everything that I have. I am

constantly trying to remind myself of the things that I'm grateful for, even during the tough times. For example, my planner has a spot that says gratitude.

And when I'm writing out my tasks for the week or the things I need to do for the day, I also try to write in that area. Often it's the same things. I'm

area. Often it's the same things. I'm

grateful for my health. I'm grateful for my family, for my mind, for my heart.

I'm grateful for having a roof over my head and for having organic food in my fridge, for having love and support, and for having motivation. Even being

Muslim, prayer has been huge for me because every time I pray, I also thank God for the things that he's given me.

This comes from [music] a place of gratitude. This keeps me grounded in my

gratitude. This keeps me grounded in my progress while staying connected to my vicor purpose. The gratitude part keeps

vicor purpose. The gratitude part keeps me from always focusing on what's missing or what went wrong. It helps me find meaning and momentum even during the hardest times. You can practice gratitude by doing simple things. Find

natural moments throughout your day and acknowledge what you're grateful for.

You could spend some time once during the weekend before the week starts writing down three things that make you feel grateful. Be specific about what

feel grateful. Be specific about what you are grateful for and why you are grateful for it. Use whatever practice works for you, whether it's prayer journaling, mental notes. Keep coming

back to gratitude, especially when things get challenging. This builds

resilience and helps you maintain perspective even when growth feels slow.

And when you create something you're proud of, this habit determines whether or not people actually gain something from it. Habit six has been a hard one

from it. Habit six has been a hard one for me, but it's about putting out work that is good, not work that is perfect.

When something I have could genuinely help people, and I've done my best with it, I put it out there. I can always improve it later, but I can't help anyone while it sits on my computer.

Now, I'm kind of opposite of most people. I am very much someone who pays

people. I am very much someone who pays extremely close attention to detail, and I don't like to put out bad work because I feel like it's my reputation, and I like to do the best in everything that I do. Sometimes I do have a hard time

do. Sometimes I do have a hard time putting things out there, especially if I don't love them. But, I've been learning that everything is not always going to be 100%. As long as I'm trying my best and doing my best and growing

and getting better as I go, that's enough and that's okay. And I have to put it out there regardless. Before I

continue, I want to clarify that I'm not saying to put out sloppy work or half try and just put things out there. Do

the absolute best that you can. And once

you've done that, put it out there even if it's not perfect. I now realize that I have to try my best and make things the best that I can be. And even if they're not perfect, even if they're not 100%. If I've done the best that I can

100%. If I've done the best that I can I have to put it out there regardless.

As you go through the journey, just continue to grow and get better because no one starts off perfect. My first

coaching program was not perfectly polished. My early Airbnb properties

polished. My early Airbnb properties didn't have the best design, but they worked. They performed. They helped

worked. They performed. They helped

people. And I was able to improve them based on real feedback instead of imaginary problems. So to practice this you can do your absolute best with the time and resources that you have. When

you've genuinely tried your best, just put it out there. Remember that waiting until everything is 100% perfect won't really get you anywhere because you're going to be constantly growing. Plan to

grow and improve based on real user feedback. Don't just make up

feedback. Don't just make up hypothetical concerns and start with smaller launches to build confidence in this approach. This accelerated my

this approach. This accelerated my business growth more than any other thing, especially when starting. I had

to put out a lot of stuff that were not perfect. When I first started creating

perfect. When I first started creating content when I first made my first ever course, it was hard, but I had to put it out there. With time, I could grow and

out there. With time, I could grow and improve as I got feedback from others.

So, as an entrepreneur, putting out good work is only a part of the equation. If

you're solving a problem or offering a solution, you also need to make sure that it's actually what people want. So

this leads me to habit seven. Habit

seven is what I call the customer POV check. When I'm trying to improve in my

check. When I'm trying to improve in my business, I often ask, "If I were my customer right now, what would make me choose us over our competition?" This

isn't something that I do every day, but it's something I do often anytime I'm trying to grow or improve. For me, it's not really always about my competition though. It's really just about me. I

though. It's really just about me. I

just want to put out the best that I possibly can. And if I know it's not my

possibly can. And if I know it's not my best, I try to get better because at the end of the day, you are your biggest competition. [music] For my Airbnb

competition. [music] For my Airbnb properties, this led to adding specific amenities that travelers actually wanted instead of what I just thought looked nice. For my coaching business, it

nice. For my coaching business, it helped me understand that people cared more about getting results quickly rather than having access to 100 hours of training modules. I often try to focus on will my customer actually have

a good chance at succeeding with what I'm offering. Is there anything that I

I'm offering. Is there anything that I can do better? How can I get my customer to a better success rate? Is there

anything more I can do as a coach? So

here's how you can apply this. Picked

one aspect of your [music] business when you have time to really think about it.

Imagine your potential customer seeing your offer for the very first time. Ask

"What would make me choose this offer over other options?" Focus on what creates real value for them, not just what's convenient for you. And ask

yourself, how can I actually help my customers succeed and be better? This

keeps you connected to your customers real experience, not just your assumptions about what they want.

Speaking of staying connected to who you want to become, I'm going to give you guys one bonus habit today. Habit eight

our bonus habit is creating daily evidence of who you want to be. You get

to decide who you want to be. So I

decide who I want to be and then I work every day to get there. And I pray about it. I believe that at the end of the

it. I believe that at the end of the day, God is the one who has power over all things. But I also believe that we

all things. But I also believe that we are humans and we were given free will to go after the things that we want and work to achieve the things that we want to achieve. So, as I do the things that

to achieve. So, as I do the things that I'm supposed to do every day, I'm constantly building the identity of who I want to be next. It's crazy because here I am four years into this business.

And when I look back at each phase I was in and the type of person that I was, I am the same person. But I've grown so much as an entrepreneur, as a founder as a businesswoman. And my lifestyle has

increased. I've grown a lot. I've been

increased. I've grown a lot. I've been

able to travel the world. I live in a beautiful home. And it's beautiful to

beautiful home. And it's beautiful to see that progress. Day by day, you don't always see the life that you're wanting to build. But when you look back over a

to build. But when you look back over a period of time, you realize where you were a year ago, 2 years ago, three, or even four years ago. Thinking of my own life, I'm now in a completely different spot than I was 5 years ago. And what a

beautiful thing that is. It is kind of sad letting go of chapters, but it's also such an amazing thing to be able to continue moving forward, growing, trying new things, because at the end of the day, we're just trying things. And even

if, it, doesn't, work, out,, at least, you tried. And if it does work out, what a

tried. And if it does work out, what a beautiful blessing that is. To practice

this, I suggest decide specifically who you want to be. Is it a successful entrepreneur, a confident leader, a philanthropist? Every day, work towards

philanthropist? Every day, work towards becoming that person through your actions. Don't just say it, but do it.

actions. Don't just say it, but do it.

Build evidence through your choices and behaviors, big and small. And then take time to reflect on who you've grown into when you look back. Remember that growth happens gradually. You might not see

happens gradually. You might not see these huge jumps day by day, but just trust the process even when you can't see the daily changes. This reprograms

your self-concept over time, which changes everything about how you show up in the world. These micro habits might seem simple, and you might be thinking "That's it. That's the secret." But

"That's it. That's the secret." But

wealth building isn't some secret formula. It's about being willing to do

formula. It's about being willing to do these simple things consistently when everyone else is just looking for a magic bullet. So, pick one of these

magic bullet. So, pick one of these habits and commit to it over the next 30 days. Start so small that it feels

days. Start so small that it feels almost silly not to do it. Remember

we're not trying to impress anyone.

We're genuinely trying to change our lives. Sometimes the habits that you

lives. Sometimes the habits that you already have are the biggest thing standing between you and the life that you want. So, I made a video breaking

you want. So, I made a video breaking down the five specific habits keeping you broke. You can watch that next to

you broke. You can watch that next to see which wealth blocking habits might be holding you back. The video should pop up on the screen. It's the perfect follow-up to what we've just covered because knowing what to do is only half

of the battle. I hope you guys loved the video today. I was trying something new

video today. I was trying something new writing out all of my thoughts and reading from there. If you did, please feel free to like, comment, and subscribe. Let me know what you want to

subscribe. Let me know what you want to see next, and I will see you soon.

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