How to Invest in ETFs from Europe | Ultimate Beginners’ Guide

It's really true. ETFs are the best way to grow your wealth through investing.

But what is the best way to get started with ETFs here in Europe? Over my 17 years of professional experience, I've invested hundreds of millions of euros in ETFs and their cousins index fund. In

this video, I've put together the ultimate guide to growing your wealth with ETFs for investors in Europe. But

first, why are ETFs the best way for most Europeans to invest? So, most

people use ETFs to invest in stocks, and you probably realize that stock investing is powerful, right? Maybe

you've heard about Robert Morren, the librarian who saved and invested in stocks and built up wealth of $4 million. Or Anne Shyber, the retired

million. Or Anne Shyber, the retired civil servant who started stock investing with $5,000 and ended up with over $22 million. But even if you didn't

get lucky with amazing profits, even if you just invested €10,000 in global stocks 20 years ago and simply got the market average profit, then today you would have almost 50,000. All right, so

stocks are great, but why are ETFs the best way for Europeans to invest in the stock market? Well, if you want to make

stock market? Well, if you want to make money from stocks, there are two ways you could do it. The first method is stockpicking. Now, stockpicking is a lot

stockpicking. Now, stockpicking is a lot like mushroom hunting, which is a favorite activity for many of us Europeans. That's me in the picture, by

Europeans. That's me in the picture, by the way. To get the best mushrooms, you

the way. To get the best mushrooms, you need to know the right time of year and which parts of the forest are best.

Every hunt takes many hours, and you're not guaranteed to get results. And

similarly, when stock picking, you have to choose from thousands of different stocks in the market. You need to read a lot of financial statements. You need to model them in Excel. have to follow the news and figure out the best moments to

buy and sell. It takes a lot of time and effort and you're definitely not guaranteed to get a good result.

Actually, it's quite a bit worse than that. Over the past century, more than

that. Over the past century, more than half of the stocks in the US stock market actually lost money for investors. Now, the market as a whole,

investors. Now, the market as a whole, it was really reliably profitable, but the average stock lost money. How is

this possible? It's because a few exceptional stocks earned really big profits and pulled up the average for the whole market. According to Arizona State University professor Hendrickk Bessonbinder, over the past 90 years,

there were around 26,000 different stocks in the US stock market. And just 83 of those stocks were

market. And just 83 of those stocks were responsible for half of all the wealth created for investors. That's 83 stocks out of 26,000. It's a bit like you had

this huge forest like the Schwartzvald in Germany and there's just this one little corner with just a few trees where you can find all the best mushrooms and the rest of this ginormous

forest only has wormy or poisonous ones.

Once you understand this, once you understand that the typical stock is not really very profitable, then you have a big advantage over most beginning investors because you now realize that

picking individual stocks doesn't just take a lot of time. It's also likely to get you poor results. So, what do you do instead? Well, this brings us to the

instead? Well, this brings us to the second method for investing in stocks.

Instead of going mushroom hunting in the forest, you can drive to the store and buy a selection of lovely mushrooms picked by professionals. Of course, I'm talking about buying an investment fund.

A good investment fund will invest your money in a portfolio of hundreds of different stocks. A diversified

different stocks. A diversified portfolio like this will capture at least some of the best stocks in the market. The data is really clear. This

market. The data is really clear. This

approach really works. The average

investment fund is strongly profitable over the long term. But there is a major problem with investment funds here in Europe. And understanding this problem

Europe. And understanding this problem will unlock the power of ETF investing for you. To illustrate it, let me tell

for you. To illustrate it, let me tell you about a time I got super angry on national radio. So I was on this radio

national radio. So I was on this radio show with a major investment company CEO and the point of the show was to encourage people to invest their money.

And this CEO said, "Oh, look, face it.

Investing is complicated. There's a lot of jargon. There are a lot of risks. I

of jargon. There are a lot of risks. I

mean, you should really leave it to the professionals." And that just pissed me

professionals." And that just pissed me off because this guy was scaring people in order to get them to buy investment funds from his company. And what he didn't mention was that these investment

funds, like many in Europe, charge between 2 to 4% per year in fees. So

this guy, he would sell these funds to regular people saving for retirement, to parents investing for their children's future. And of course, he wouldn't

future. And of course, he wouldn't explain that the extremely high fees that he charged would in fact be destroying that future. Let's look at some numbers because this is an absolutely crucial concept to understand

if you want to grow your money with investing. So here's my investing

investing. So here's my investing calculator. So let's assume you are 35

calculator. So let's assume you are 35 years old. So, you've got 30 years until

years old. So, you've got 30 years until retirement for investing. And let's say you have €5,000 to invest on day one.

And then every month you invest €200. And uh well, the long-term average

€200. And uh well, the long-term average profit in the stock market has been 9% per year. So, let's assume that that is

per year. So, let's assume that that is your profit level as well. So, here's

the outcome you would get. Over 30

years, you would invest €77,000. your

profit would be €331,000 and your final balance would be €48,000. In other words, for every euro

€48,000. In other words, for every euro that you put in, you would end up with 5. And that's pretty amazing, right? And

5. And that's pretty amazing, right? And

by the way, when you look at this picture, can you see the cost of doing nothing? So, in this example, it's these

nothing? So, in this example, it's these €331,000. Most Europeans just leave

€331,000. Most Europeans just leave their savings sitting in the bank account, and essentially, they're giving up hundreds of thousands of euros over their lifetime. And most people don't

their lifetime. And most people don't even realize this. Okay, so investing is amazing. But now let's say that we are

amazing. But now let's say that we are using a typical investment fund here in Europe. So that means we need to take

Europe. So that means we need to take away around 2% per year in fees. So let

me put in 2%. And we see that our final balance drops from €48,000 to €273,000. All right. So, the actual

€273,000. All right. So, the actual impact of this seemingly small fee, just 2% per year, is to reduce your final wealth by

€136,000 or 33%. Do you see how this is a problem? Now, you might say, "Okay,

a problem? Now, you might say, "Okay, the fee is on the high side, but my fund manager is the best. They will get me a better result than 9% per year." Well,

this is a nice thought, but unfortunately, it doesn't work. There is

an enormous amount of evidence that proves beyond any reasonable doubt that fund managers don't have enough skill to compensate for the high fees that they

charge. Sometimes fund managers do get

charge. Sometimes fund managers do get lucky and earn fantastic results, but those are just lucky exceptions. Before

fees, the average investment fund will earn you approximately the market average profit, maybe a little more. But

your actual result, the result in your investment account will be the market average minus a big fat fee. And if the fund underperforms the market average or

even loses money, you still pay the fee.

Jack Bogle, the innovator behind the first index fund, put it like this. In

investing, you get what you don't pay for. The more you pay in fees, the worse

for. The more you pay in fees, the worse your expected result. So, this is where ETFs come in. An ETF is an exchangeraded fund. It's an investment fund that you

fund. It's an investment fund that you can buy on a stock exchange like any stock, but it's a very special kind of investment fund. Most ETFs are so-called

investment fund. Most ETFs are so-called passive funds. Passive funds don't

passive funds. Passive funds don't search the market for winning stocks.

They simply buy a little bit of every stock in the market. For example, an S&P 500 ETF will buy every one of the 500 big American stocks in the S&P 500

index. or an Msei World ETF will buy

index. or an Msei World ETF will buy every one of the 1,350 stocks in this index. And with this approach, passive

index. And with this approach, passive funds like ETFs are pretty much guaranteed to earn you the market average result. And because these funds

average result. And because these funds are really simple, they charge extremely low fees. So you as the investor, you

low fees. So you as the investor, you get the market average result minus a very low fee. Okay? So I hope you see how this works. If the typical traditional investment fund gets you the

market average minus a big fat fee and ETFs get you the market average minus a small fee, do you see why ETFs tend to get better results than most investment funds out there? I mean, at this point,

the evidence is overwhelming. If you

look at research like the Morning Star Active Passive Barometer, over the past 20 years, ETFs investing in American stocks have beaten 90% of all other

investment funds. This has been by far

investment funds. This has been by far the most reliably profitable way to invest your money. This is why Warren Buffett said that with these funds, a no nothing investor can actually outperform

most investment professionals. And the

way I put it is this. With ETFs, you get maximum reward for minimum effort. This

is a total no-brainer for busy Europeans who want to invest but don't want to become investment professionals. All you

need to do is buy some ETFs and just keep investing every month. Of course,

in real life, it's not quite as easy as it sounds. ETFs deliver their fantastic

it sounds. ETFs deliver their fantastic results if you trust them and stay invested even as the market goes up and down. In the short term, you will

down. In the short term, you will experience many times when your portfolio goes down. Okay? There can

even be moments like in spring 2020 when the COVID crash made ETFs lose as much as 34% of their value or the Trump tariff dip we experienced recently in

April 2025. Markets experience sharp

April 2025. Markets experience sharp drops quite often and if you panic and sell your ETFs when that happens, you can and will lose money. ETFs are

passive investments and that means you need to stay invested passively long term. But if you manage to do that,

term. But if you manage to do that, there's some good news. Okay, so if you just buy an ETF every month, if you don't try to be clever, don't try to pick winning stocks or time the market

or choose the best moments to buy and sell. If you simply keep investing in

sell. If you simply keep investing in ETFs month after month for years, then in the short term you will experience ups and downs, but over the long term you will almost certainly get great

results. Which raises a natural

results. Which raises a natural question. What if you can't afford to

question. What if you can't afford to wait long term? Or what if you want less risk in your portfolio? Can you still use ETFs in that case? Well, I will answer that in a moment because now it's

time to share my sevenstep system.

Here's how I pick the best ETFs for making my money grow. To understand step number one, you have to understand a common mistake that investors make. A

lot of people think that an ETF is a type of asset. You've got stocks, bonds, gold, crypto, and ETFs. But actually,

ETFs are more like a wrapper. When you

go to your favorite Mexican restaurant, you can get tacos with chicken or pork or vegetables. And in the same way, you

or vegetables. And in the same way, you can get stock ETFs, bond ETFs, commodity ETFs, real estate ETFs, and even crypto ETFs. Whatever type of investment you

ETFs. Whatever type of investment you want to make, ETFs allow you to invest passively in a diversified portfolio with really low costs. So, your first step is actually to choose your asset

class or investment type. Let me give you a brief rundown of the most popular choices. And to do this, let's open up

choices. And to do this, let's open up justf.com. Okay, so this is the best

justf.com. Okay, so this is the best website in Europe for finding ETFs and here on the left hand side we have different types of asset classes, different types of investments. The

first choice up here is equity. So

that's stock investing. The foundation

of most people's portfolios is going to be stock ETFs. Investors usually use stocks as the main profit driver in the portfolio. That said, stocks have a

portfolio. That said, stocks have a significant downside, especially in the short term. They can be quite risky. the

short term. They can be quite risky. the

value can fall quite sharply. So if you want less risk in your portfolio then you might look at our second asset class which is bonds and bond ETFs. For

example, you can find them on just ETF right here. A bond is basically a loan

right here. A bond is basically a loan to a company or government. Bonds still

have risk but it's significantly lower than for stocks in the short term, meaning the price goes up and down less.

So a lot of people like to use bond ETFs to reduce the price swings in your portfolio. Just keep in mind that bonds

portfolio. Just keep in mind that bonds are also less profitable than stocks typically. So for really long-term

typically. So for really long-term investors, putting too much in bonds can significantly degrade your portfolio performance. Next up, we have money

performance. Next up, we have money market ETFs. You can find them over

market ETFs. You can find them over here. These are actually also a type of

here. These are actually also a type of bond ETF. Money market funds invest in

bond ETF. Money market funds invest in very highquality, very short-term bonds.

This makes them into a lowrisk, low profit investment. It's kind of similar

profit investment. It's kind of similar to a high yield savings account. So if

you have a lot of spare cash sitting around and you want to park it somewhere safe where it's going to earn a few% per year, money market ETFs can be a great choice. Then we have an asset class

choice. Then we have an asset class which has been really profitable over the centuries. In fact, it's been so

the centuries. In fact, it's been so profitable that it competes with stock investing. And of course, I'm talking

investing. And of course, I'm talking about real estate. For most of us Europeans, it's easy to understand real estate investing. You buy an apartment,

estate investing. You buy an apartment, you rent it out, and that can obviously be profitable. But if you know anybody

be profitable. But if you know anybody who owns real estate, you'll know it can be quite a pain to deal with tenants and repairs and all the work associated with owning a property. Fortunately, today we

can make real estate investing much easier by buying real estate ETFs. Real

estate ETFs invest in companies which buy properties and rent them out, or sometimes they might develop properties and sell them. When you buy a real estate ETF, it's an easy way to get a

diversified exposure to the real estate market completely passively. Now, you do have some additional complications. You

have some extra business and stock market specific risks that you wouldn't have if you invested directly, but it's the easiest way to get exposure to real estate. And you can find real estate

estate. And you can find real estate ETFs by going to this section on justf.com. Next up, we have commodity

justf.com. Next up, we have commodity exchange traded products. So you can use these to invest in gold or silver or oil or other commodities. In Europe, these are usually not ETFs but similar

products called exchangeraded notes, ETNs or exchange traded commodities, ETCs. Now commodities are usually

ETCs. Now commodities are usually considered speculative risky investments. So I won't spend a lot of

investments. So I won't spend a lot of time on this, but you can find these commodity products either here in the commodities section or in the precious metals section if that's what you're

looking for. And then on a similar note,

looking for. And then on a similar note, you can also use ETNs or ETCs to invest in crypto. So instead of having to buy

in crypto. So instead of having to buy your own Bitcoin or Ether or other crypto coins, which comes with certain risks of fraud and scams, you can buy an

exchangeraded product and be quite confident that a big financial company will buy and hold the crypto for you.

Obviously, crypto is also very speculative and quite risky. But if

you're into it, exchange traded products can make investing easy. And you can find these products here in this section, cryptocurrencies. Okay, so

section, cryptocurrencies. Okay, so that's your first step. Choose the asset class in which you would like to invest.

That said, for most investors, you'll probably want to start with stock ETFs because when we invest in the stock market, we invest in the global economy.

Almost all of my personal ETF portfolio is in stock ETFs. So, as we move on to step number two, I'm going to assume that we're investing in the stock market. Here in Europe, many ETF

market. Here in Europe, many ETF investors make a critical mistake. They

assume that buying ETFs means buying the S&P 500. Okay, so the S&P 500 is an

S&P 500. Okay, so the S&P 500 is an index of 500 of the biggest American companies. You've got Apple, Microsoft,

companies. You've got Apple, Microsoft, Tesla, Nvidia, and the rest.

Historically, investing in this index has been incredibly profitable. But

although it may come as a shock to some viewers, America is not the whole world.

Yes, of course you can invest in American stocks with an S&P 500 ETF or an MEIUSA ETF. You're investing in the

MEIUSA ETF. You're investing in the biggest stock market in the world, which has had the best historical performance.

But on the downside, all your eggs are in one basket. And especially with the recent political instability in America, many investors see this as risky. So if

you'd like to diversify more broadly, you could use ETFs which invest in developed world stocks. So these would be funds that track the Msei World Index

or the Footsie Developed Index. Or you

could buy emerging markets ETFs. These

invest in hungry fast growing economies like India and Brazil and others. When

things go well, emerging market stocks can be very profitable, although the last decade has been disappointing. Then

there are so-called all world ETFs which combine developed and emerging markets.

So these funds track indexes like the MCEI, ACWI and the Footsie Allworld Index. And

finally, some investors today want to invest in developed markets but stay away from American stocks at all. And

that's also possible. You can find XUS ETFs as well. When you go on justetf.com, you can go here to region and choose different regions or you can

choose specific countries over here or you can just use the search bar. And for

example, if you're looking for an XUSA fund, I would just put that in and you will see what choices are available. So

step number two is to choose your target stock market. Let's move on to step

stock market. Let's move on to step number three, which solves one of the biggest problems for many new European investors. If you watch American

investors. If you watch American investment YouTubers or read American books, they will say that investing is really simple. All you need to do is buy

really simple. All you need to do is buy a popular ETF like SPY or V or QQQ and that's it. But when you go to your

that's it. But when you go to your brokerage here in Europe and try to buy these funds, you get denied. Because of

EU regulations, we can't buy American ETFs in the European Union. And that's

true in the UK as well. Now, if you live in other European countries such as Switzerland or Norway or Georgia, this restriction doesn't apply to you. But

for the rest of us, we need to buy ETFs based in Europe. Don't worry, this is not really a problem. You can still invest in American indexes like the S&P 500 or the NASDAQ 100 if that's what you

want. You simply need to use ETFs

want. You simply need to use ETFs legally established or doiciled in Europe. And fortunately, all the ETFs

Europe. And fortunately, all the ETFs listed on justf.com qualify. If you

scroll down here on the left hand side to fund doicile, you will see that most funds are doiciled in Ireland or Luxembourg, although other countries are

represented as well. So step number three is to pick the right fund doicile for your ETFs. And that takes us to step number four. Let's say you want to

number four. Let's say you want to invest in the S&P 500. Physically

replicated or fully replicated ETFs, actually buy the 500 stocks in the S&P 500. So-called synthetically replicated

500. So-called synthetically replicated ETFs, also called swapbased ETFs, use a bunch of financial wizardry to get you the same result. Most people consider

physically replicated ETFs a bit safer.

But sometimes synthetic ETFs get you slightly higher profits. And you can make the choice over here on justf.com under the heading replication method. So

step number four is to choose between physically and synthetically replicated ETFs. Physical versus synthetic is not

ETFs. Physical versus synthetic is not the only difference between ETF types.

Perhaps the most important choice you can make is step number five, accumulating versus distributing ETFs.

When an ETF invests in stocks, it sometimes receives dividends. For

example, if an ETF invests in Microsoft, Coca-Cola or Johnson and Johnson, these companies will earn a profit and pay out a dividend to these funds. So the

question is what happens next? A

distributing ETF pays this dividend out to you. The ETF sums up all the

to you. The ETF sums up all the dividends received over the past 3 or 6 months and pays them out to fund investors. So that means you receive

investors. So that means you receive cash in your account and you can spend it or use it to buy more investments. By

contrast, an accumulating ETF does not pay out dividends. Instead, it reinvests the money. In other words, the fund will

the money. In other words, the fund will use the dividends to buy more stocks. So

that means that with an accumulating ETF, you don't receive cash in your account. Instead, the value of your ETF

account. Instead, the value of your ETF goes up more as compared to a distributing fund. So which ETF type is

distributing fund. So which ETF type is better? Well, this actually gets a

better? Well, this actually gets a little complicated, but basically the answer comes down to your local tax rules. In most European countries,

rules. In most European countries, accumulating ETFs get you better results because they don't pay you dividends. So

you don't have to pay dividend taxes.

Instead, you pay tax only in the future when you sell the fund. And typically,

that's better. But in some countries, such as Austria or Switzerland, you need to pay tax on accumulating ETFs every year. And in those countries,

year. And in those countries, distributing funds are equally or even more attractive. On just ETF.com,

more attractive. On just ETF.com, finding accumulating, and distributing funds is easy. Just go to use of profit over here and select whatever you prefer. There are some other technical

prefer. There are some other technical ETF features that you can take into account. for example, investment style,

account. for example, investment style, company size, fund age, fund size, currency hedging. To keep this video

currency hedging. To keep this video manageable for beginners, I will leave that for another time. So, let's move on to step number six, which has to do with holding on to as much of your money as

possible. You see, with ETFs, your

possible. You see, with ETFs, your expected profit is the market average minus the ETF fee. So, all else being equal, the lower the ETF fee, the better your expected result. And that's why

step number six is to sort your chosen ETFs by fees and focus on the least expensive ones. For example, let's say

expensive ones. For example, let's say that on just ETF.com I've chosen global accumulating physically replicated ETFs which are doiciled in Ireland. Okay, so

that leaves me with 319 ETFs to choose from. To find the cheapest ones, I would

from. To find the cheapest ones, I would go to this column TER, total expense ratio, and I would click on it. And this

sorts the funds by fees. Okay. And here

at the top I have some of the cheapest funds. For example, the Amundi Prime

funds. For example, the Amundi Prime Global Usage ETF which charges just 0.05% per year. And you can compare that to typical investment funds sold by your

bank which might charge 1 or two or even 3% per year. Then you have the Amundi Prime all country world usage ETF which charges

0.07%. And uh so on down the line. Now,

0.07%. And uh so on down the line. Now,

I would not blindly just choose the absolute cheapest fund that I can find.

I would make sure that the fund is from a reputable company, that it has decent size, and that the investment strategy makes sense to me. Plus, I would check that it's a good fit for my local tax

rules. But when I sort by fees, it makes

rules. But when I sort by fees, it makes the choice much easier. And this leaves us with only step number seven, which is to study your top five or top 10 chosen

ETFs in detail to make a final choice.

So for example, if I'm really interested in this Amundi fund, I would open it up here on just ETF and I would look at the description and download the fact sheet

and the key information document and um study all the other information available here as well. I would probably also go to the fund website and see what more I can find out there. I want to

make sure that I understand where the fund invests, what the costs are, and other basics. And then once all of that

other basics. And then once all of that is done, I would choose one or two ETFs for my portfolio. Now, there are some other important factors you should consider, including how to adjust your

ETF selection for your local tax rules and which brokerage or investment app you should use for investing. But before

I talk about all of that, let's just do a quick demonstration of how to actually buy an ETF. Let me be really clear that this is not an investment recommendation. This ETF will be

recommendation. This ETF will be appropriate for some people and not for others. It depends on your goals, your

others. It depends on your goals, your age, your risk tolerance, what country you live in. I mean, in some European countries, because of tax rules, it could really be a suboptimal choice. But

for now, let me just go ahead and show you how simple it is to buy an ETF like this. So, what I need to do is open up

this. So, what I need to do is open up my brokerage account. Now, as an investment trainer, I've got like 15 different brokerage accounts. Um, this

is Trading 212. It's not my primary account, but it's an account I use all the time for doing demonstrations because the user interface is really simple. It's easy for beginners to use.

simple. It's easy for beginners to use.

So, a brokerage like this is basically a supermarket for investments with the added difference that a brokerage also holds on to your investments after you buy them. So, this makes it extra

buy them. So, this makes it extra important to pick a good one. Every

brokerage has a different user experience. With Trading 212, when I log

experience. With Trading 212, when I log in, I see information about the most traded stocks and the top winners and the top losers. As a long-term investor, I really don't care about all of that. I

just want to search for the fund that I need. Okay? And the way I usually do it

need. Okay? And the way I usually do it is I go to the fund, I copy the IS. So,

this is a unique identifier, the international securities identification number. So, I copy that. I go to the

number. So, I copy that. I go to the brokerage and I paste it in the search box. Okay. And here we have the Amundi

box. Okay. And here we have the Amundi Prime Global ETF. I can see the current price and I can see that this brokerage lets me buy it on the German stock

exchange. So that looks good to me. I

exchange. So that looks good to me. I

open up this view. I can find out more information about the fund if I need it.

But for now, let me just do a quick demonstration. So I hit buy. Now,

demonstration. So I hit buy. Now,

normally when I train investors, I recommend using what is called a limit order because with a limit order, you can make sure you're getting the best possible price. But for simplicity right

possible price. But for simplicity right now, I'm just going to use what's called a market order. So I will simply tell the brokerage, buy me one share of this ETF at the latest available price. So I

hit review order. I look everything over. Looks good. And I click send buy

over. Looks good. And I click send buy order and it says order placed and immediately I see that I bought one share at 28.26. So stop for a moment to

consider what just happened. With just a few clicks, in just a few minutes, I was able to invest my money in hundreds of different companies all around the globe. Okay? A 100 years ago, this was

globe. Okay? A 100 years ago, this was impossible for the richest investor in the world. Now, anybody can do it. If

the world. Now, anybody can do it. If

you can click through Facebook or Instagram or Tik Tok, then you can invest in ETFs. And this is why ETFs have really revolutionized investing. It

is so much easier than ever before. It

literally takes you a few hours per year because you just need a calendar reminder to open up your brokerage account every month. You put in some money, you click a few buttons, you buy an ETF, and that's it. That's all you need to do. In fact, the only real

challenge for most people is getting started because once your portfolio is up and running, I mean, life is great.

You hardly need to pay any attention at all. In fact, research suggests that the

all. In fact, research suggests that the smartest approach to ETF investing is buy it and forget it. Okay? So, every

month you log in, you put in a bit of money, and the rest of your time you ignore the market. You don't think about it at all. Okay? And this is what allows you to get those good long-term passive

investing results. The main challenge

investing results. The main challenge with ETF investing here in Europe is that it feels overwhelming in the beginning, and that's normal. There are

100 questions. Which brokerage or investment app should you trust with your money? What investment strategy is

your money? What investment strategy is right given your age, your goals, your tax situation? When is the right moment

tax situation? When is the right moment to start investing? Um, should you invest all your savings at once or gradually over time? And how do you handle taxes? Many new investors get

handle taxes? Many new investors get overwhelmed and either don't invest at all or jump in and make expensive mistakes. On this YouTube channel, I

mistakes. On this YouTube channel, I help European investors figure all this out one video at a time. But if you'd like a faster step-by-step solution, which goes A to Z through everything

that you need to know and includes one-on-one support from me personally, you might be interested in my training program for European investors, the Index Masterass. Today, our program has

Index Masterass. Today, our program has thousands of members in 34 European countries, and I think it's the easiest way to start ETF investing if you live in Europe. Well, to find out more, just

in Europe. Well, to find out more, just follow the link in the description.