The 3 Games You Only Need To Play To Get Rich
By Prof Jiang Simplified
Summary
Topics Covered
- Trade Time for Money Trap
- Saving Ensures Poverty
- Meritocracy Myth Blames Poor
- Elite Own Assets for Wealth
- Leverage Amplifies Elite Returns
Full Transcript
Today I want to examine why poor people behave the way they do. Okay. So,
believe it or not, but the way that you're trying to get rich, the games that you are playing, they're actually wrong. So, I'll point out three things
wrong. So, I'll point out three things that you do that guarantee you'll stay poor. The first thing that you do is you
poor. The first thing that you do is you trade your time for money. In fact, you probably think the path to wealth is working harder, getting promoted,
climbing the corporate ladder. That's
just stupid. Okay. And uh the second thing that's wrong is that you believe in meritocracy, in fairness, in working within the rules. Uh specifically, you
think if you work hard, follow the law, you'll succeed, right? But as we'll discuss, that's completely wrong because
the actual wealthy people got rich by doing the exact opposite. You'd be much more successful if you understood the game is rigged and learned to rig it in
your favor. Okay? So, this sort of
your favor. Okay? So, this sort of behavior is keeping you poor. If you
think about it, what you should really be trying to do is understand how wealth actually works. Because once you
actually works. Because once you understand the real game and given the fact that most wealthy people aren't smarter than you, they are actually stupid and they they just play a
different game. Okay? So if you want if
different game. Okay? So if you want if you understand the real rules, you're far better able to accumulate assets.
You're far more uh likely to build generational wealth. Okay? You if you
generational wealth. Okay? You if you play by the rules, it's really a rigged game against you, right? The most that you can hope to obtain is maybe a
comfortable middle class life if you're really really lucky, but you're not going to become truly wealthy. You're
not going to join the elite. All right.
So, the situation as it is, it's really sad where smart, hardworking people stay poor while lazy, connected people become rich. And so, the question I want to
rich. And so, the question I want to look at today is what are these three games that keep you poor? Why do poor people play these games? And the answer
I will show you is because you've been lied to about how wealth actually works.
Okay. The elite created these three false games that keep everyone else poor and which almost everyone plays today because they don't know any better. Um,
does that make sense? All right. So,
first I want to go into explain to you how we got to where we are. So, let me show you the wealth distribution in most societies throughout history. As you can
see, in every civilization, there's always been a small elite class that controlled most of the wealth and a large population that had very little.
This is the pattern across all of human civilization and it continues today even though we pretend we live in a meritocracy.
How has this always worked? So the first thing you need to understand is that for most of history, wealth came from ownership, not from labor. You got rich
by owning land, owning businesses, owning other people as slaves. The idea
of getting rich through hard work, through salary, through saving, that's actually a myth created to keep you working. And throughout history, the
working. And throughout history, the main power structure was always the same. You had the owners at the top,
same. You had the owners at the top, Roard. And if you if you wanted to
Roard. And if you if you wanted to become wealthy, you had to become an owner somehow. And at this point in
owner somehow. And at this point in history, uh the primary way to become an owner was through inheritance, marriage or force. You were born into it, you
or force. You were born into it, you married into it, or you took it. But
then something shifted in the industrial age. Suddenly there was this new class
age. Suddenly there was this new class of workers, wage laborers. And so the elite had a problem because these workers could see the wealth being
created. They could see they were doing
created. They could see they were doing the work while the owners got rich. And
uh now the owners and the emerging capitalist class had to convince workers that their situation was fair. They had
to create a story. Remember at this time wealth inequality was extreme. If you
were born poor you stayed poor. roward.
I'm talking about no social mobility, no opportunity. Roward, these class
opportunity. Roward, these class divisions were rigid and obvious. In
fact, if you if you were poor, well, you had no hope of ever becoming wealthy.
Roward, you and your children and your children's children would all be poor.
That's how the system worked. And so now the the elite had a huge problem because workers could organize, could revolt, could overthrow the system. So they had
to invent new ways to make people accept inequality. So this is what they did and
inequality. So this is what they did and this is where it gets brilliant because um the elite couldn't just use force anymore. Modern societies were too
anymore. Modern societies were too complex for that. So what happened?
Well, what happened was that they started to create three specific belief systems, three games.
So um so now what's going to happen is you will have the masses believing in false paths to wealth mainly to to keep them working while staying poor. Right?
So how this was accomplished was first the time for money game. So the elite because they wanted cheap labor decided to convince everyone that salary is how you get rich.
So but people needed to believe this lie. So what happened was they created
lie. So what happened was they created this whole career ladder ideology, promoted the idea of climbing the corporate ladder, made salary seem like the path to success and convinced people
to trade their finite time for someone else's profit. Second game that was
else's profit. Second game that was created was the saving game. So the
workers um had been convinced to work for wages, but the elite needed them to stay poor even if they worked hard. Now,
the solution was to tell them to save money and invest conservatively because it's safe, right? You should you should put money in a savings account earning 2% interest while inflation runs at 3 to
7%. Um, you should also buy index funds
7%. Um, you should also buy index funds and wait 40 years. And the reason why the workers believed this is that it sounds responsible and safe. So the
elite had created a system where even if you save and invest, you still can't catch up to people who own productive assets. They just made sure your savings
assets. They just made sure your savings could never actually make you wealthy.
But the third game that was created um was the meritocracy game. So all these people were working hard and saving money. And what the uh elite realized is
money. And what the uh elite realized is hey we need them to believe the system is fair that wealth is earned not taken.
All right the elite promoted this myth very successfully and the most important tool for this of course was the education system and mass media and they
worked together to spread this lie. So
this was a system of indoctrination that made um people blame themselves for being poor while never questioning why the elite are so rich. Now you have the
situation where you have poor people playing these three games and they believe they're on the path to wealth.
And because they're playing the wrong games, the elite became uh richer and richer while everyone else stagnated, or the words we use are wealth
concentration and inequality. Stagnated
just means that now wages haven't increased in real terms in decades. The
poor people aren't questioning the system. They think it's their fault, so
system. They think it's their fault, so they just work harder at the same games that keep them poor. They're all
competing for scraps while the elite own everything. The last thing is wealth
everything. The last thing is wealth concentration, which basically means that more and more wealth flows to fewer people and there's no limit to how much they can accumulate. And you don't
really understand that it's not about merit at all. So very quickly, even though the economy grows and productivity increases, wages stay flat and the elite capture all the gains
because the system is designed to transfer wealth upward. It keeps workers focused on the wrong metrics. It makes
people think poverty is a personal failure and it perfectly protects elite wealth. Does that make sense? Now and
wealth. Does that make sense? Now and
what and because of this what's happening is that the uh poor people uh the working class especially the salary workers and the savers they are becoming
more and more um desperate frustrated and trapped and now that you have this wealth gap what's going to happen is that the ideology is going to intensify.
So um the old system was based on obvious hierarchy where everyone knew their place and it was clear the system was unfair and this um so that's what feudalism looked like. Now modern
capitalism and its propagandists needed to hide this reality to make exploitation seem fair and so they developed stronger narratives or we call them the hustle culture and the
self-help industry. So imagine so
self-help industry. So imagine so feudalism is really about accepting that the Lord owns you. But the modern ideology insists on personal
responsibility, on blaming yourself, on the idea that you're poor because you didn't work hard enough. The problem
though is that um people could see the elite getting richer while they worked harder for less. Many of them started to question the system, but most were too
exhausted and brainwashed. So what's
going to happen is that the elite and the institutions they control are going to intensify the propaganda.
I want to very quickly show you the difference between what poor people do and what the elite actually do. So these
are the poor people and as you can see they're trading time for money working 40 to 60 hours a week. Why is this the case? Because they believe salary is the
case? Because they believe salary is the path to wealth and they need to survive.
Um the middle class are also stuck in this trap as well. So they're what what they really focus on is saving and investing in retirement accounts. So
financial security is their goal. But it
never makes them rich. But as you can see from reality, the people that actually became wealthy, that actually joined the elite were those who played completely different games. Um and the
elite themselves. And the reason why
elite themselves. And the reason why they're wealthy is that they understood the real rules. Um, and so through this knowledge, they accumulated assets that
generated passive income very quickly.
In fact, the elite don't work for money at all. You have this situation where
at all. You have this situation where money works for them. And so what happens now is that the the poor people and the elite are living in completely
different realities because remember the poor are trading time for money and the the poor people think this is normal and the elite want to keep it that way. So
this maintains a permanent system in fact an entire ideological system exists to keep people poor called the financial advice industry.
Ostensibly it's a it's supposed to help you build wealth with advice on budgeting and saving but there are lots of underlying re there are other underlying purposes as well. Another
purpose is the elite want to keep you focused on small optimizations while they play a completely different game.
So there's lots of different mechanisms but but the main thing you need to know is that millions and millions of people stay poor their entire lives. In fact,
people work 40 years, save diligently, and retire with barely enough to survive.
And so, this creates frustration because if you're working so hard and doing everything right according to conventional wisdom, why aren't you getting ahead, right? you you're a worker, you got a good education, you
followed all the advice about saving 10% of your income and investing in index funds, but if you're still struggling while watching other people get rich
seemingly easily, how is this fair?
So, what's going to happen is this.
What's going to happen is that the elite are going to double down on the propaganda.
This is what we call the personal development industrial complex, modern era, 1980s onward. So in this period what happens is that the wealth gap
becomes impossible to ignore and people start asking uncomfortable questions.
And so you you're like what do the elite do? How do they um keep people from
do? How do they um keep people from revoling when inequality is so obvious?
And so the thing you need to understand is that throughout modern capitalism what makes the system stable is that people blame themselves instead of the
system. The poor blame themselves and
system. The poor blame themselves and this is this is the key mechanism. So
ostensibly the reason is that we live in a meritocracy where anyone can succeed if they work hard enough. But the real reason is the elite control the
narrative through media, education and culture. So in this arrangement what
culture. So in this arrangement what happens is that failure becomes individualized. It becomes your personal
individualized. It becomes your personal responsibility and society is absolved of any blame. And so this creates the idea of the self-made billionaire myth.
What people don't appreciate is that the real reason why they promote this myth is they want to hide structural advantages, inherited wealth, or we could say connections, insider
information, and rigged rules. So the
idea is that not only did the elite inherit wealth and connections, but they also rewrote the rules to favor themselves. Because remember at this
themselves. Because remember at this time wealth concentration was accelerating.
So what you do is you tell inspiring stories about people who started with nothing and became billionaires even though 99.9%
of people who work just as hard stay poor. And so starting in the 1980s they
poor. And so starting in the 1980s they intensified this is the idea. The idea
is that if you read the right books and develop the right mindset you can become rich too. But the system will always
rich too. But the system will always favor those born into wealth. All right?
So this is a very important idea, guys.
I I need you to understand this for the rest of this analysis. So before you're a poor person and you you're struggling financially, you look for answers, right? The problem though is that one,
right? The problem though is that one, the self-help industry tells you it's your mindset, in which case you blame yourself. Second is that um financial
yourself. Second is that um financial adviserss tell you to save more. in
which case you still stay poor. And the
third and the third problem is that no one tells you the real game, how the elite actually build wealth. And so
these poor people have no choice but to keep playing the wrong games. But but as a human being trying to build wealth, you're being deliberately misled. But
not only that, but you also have the second game as well. And the same idea.
You save money and try to invest conservatively to uh build wealth slowly and then inflation and low returns destroy your purchasing power and then
the little wealth you build gets wiped out by medical bills or economic crashes. The elite get richer from asset
crashes. The elite get richer from asset appreciation while you save pennies. Now
the question is how do the elite actually build wealth? How do the elite create a situation in which they get richer while doing less work? And the
answer is the elite simply understand three completely different games that actually build wealth. So this is the way um this is what actually works. So
this is how uh wealth is really built.
So let's look at the three games the elite actually play. The elite had to understand these principles. The elite
had to learn rules that are never taught to poor people. The question then is what are these three games? And the
answer is very simple. Before, if you were trying to get rich by working hard and the conventional wisdom said to get a good job and save money, you would stay poor forever. But now, if you
understand the real games, you can build actual wealth even starting from nothing. See, does that make sense? So
nothing. See, does that make sense? So
now what's going to happen is that once you understand these principles you can start playing the games that actually work and let me explain each mechanism
in detail. The first mechanism is of
in detail. The first mechanism is of course um ownership over labor today. So
the elite don't work for money. They own
things that generate money. So when you trade time for money, not only does your time get used up, but you have no leverage. This is the time for money
leverage. This is the time for money trap the day. But they'll never teach you this in school. Through the
education system, including business schools and finance programs, you're taught to be a good employee. Who cares
about entrepreneurship or ownership the day? But the elite understand this. They
day? But the elite understand this. They
understand that labor is a sucker's game. And then they acquire assets that
game. And then they acquire assets that appreciate and generate cash flow where wealth becomes compounding. So now you have businesses or real estate or
intellectual property generating passive income. This is how the elite actually
income. This is how the elite actually build wealth that doesn't require them to work the day. It allows them to get richer while sleeping and creates
generational wealth that compounds today. Does it make sense? The second
today. Does it make sense? The second
thing that enables wealth building is leverage, not saving. Right? So what do I mean by that? The elite when they want to build wealth, what they do is use
other people's money, other people's time, and other people's resources. So
they understand how to use debt strategically, right? And when you use
strategically, right? And when you use leverage, what what what happens? You
learn that debt is a tool, not a burden.
But when you understand leverage, what do you do? You learn that the rich borrow money at low interest rates to buy appreciating assets. Right? When
you're using OPM, other people's money, you're learning about how banking works for the rich. You're learning how the tax code favors leverage. You're
learning how to make money work for you.
And as a result, you exponentially amplify your returns. And therefore, you should try your best to understand that saving is for poor people, right? And
also what's really important is that the leverage system allows for geometric growth, right? So if you are trying to
growth, right? So if you are trying to save your way to wealth, well, it's linear growth that takes forever. But if
you use leverage correctly, you might achieve 10x or 100x returns, right? You
might even build an empire. So
understanding how the financial system really works, it's basically learning to think like the elite guys. But the idea is that all over the world, poor people
save while the elite leverage. And their
approach will be to use every tool available to amplify returns. And it
works really well. This is how the wealthy think about money. And it it works really well because remember if you're trying to build wealth, saving
offers you minimal returns that barely beat inflation because the system is designed to keep savers poor. There's
really no way to get rich saving, right?
But if you're smart and you understand leverage and you know that the system is designed for those who understand debt, you might build serious wealth. And then
you benefit from the same tools the elite use. And the third thing, of
elite use. And the third thing, of course, is rigging the system, not playing fair. Basically, the elite
playing fair. Basically, the elite understand that the rules are made by the rich for the rich. If you play fair and follow all the rules, you'll lose to
people who don't. See, that's what happens to honest people who think meritocracy is real. There's nothing
fair about how wealth is distributed.
And so these three things ownership over labor basically leverage over saving or the idea of using other people's resources using OPM and the third thing
is understanding the game is rigged created really how all massive fortunes are built. So as you can see the elite
are built. So as you can see the elite play completely different games and this is why the wealth gap keeps growing. And
even though they tell you to work hard and save, what's important for us to understand is the elite do the opposite.
So let let me give you an example of this. This is how billionaires actually
this. This is how billionaires actually got rich. And as you can see, almost
got rich. And as you can see, almost none of them got wealthy through salary and saving. We're talking about
and saving. We're talking about ownership, leverage, and exploiting systemic advantages. There are specific patterns
advantages. There are specific patterns across all of them. But what you need you you need to understand is none of this would be possible without understanding that the game is rigged.
Because like why do people still believe in meritocracy when it's so obviously false? Because the propaganda is
false? Because the propaganda is constant and effective. Because most
people never learn how the elite actually think. But you can only break
actually think. But you can only break free from poverty if you're willing to reject the lies you've been taught.
Click that. People only stay poor because they play the wrong games. But
they only play these wrong games if they believe the system is fair and if they're never taught the real rules.
Click that. So what keeps people trapped, of course, is the combination of false beliefs and ignorance of how wealth really works. Click that. So the
three games poor people play are designed to keep them poor. They've been
lied to. They don't know the real game.
And they will stay poor unless they learn what the elite actually do. Click.
Does it make sense? So this is So guess what? Look at this guys. Where did the
what? Look at this guys. Where did the major um fortunes come from? Well, not
from salary the work, not from saving, not from following the rules. They came
from ownership. They came from leverage.
They came from understanding the system is rigged and learning to use that to your advantage. Look at every
your advantage. Look at every billionaire, every generational wealth story. Guess what, guys? They all played
story. Guess what, guys? They all played the three games the elite play the work.
So, the real wealth building strategies are completely different from what poor people are taught. But they they aren't secrets in the sense that they're hidden. They're secrets in the sense
hidden. They're secrets in the sense that no one tells poor people about them. And when poor people discover
them. And when poor people discover them, they often lack the resources or knowledge to execute the work. And it's
still the game that separates the rich from the poor today. All right. Now, um
there's a question that people often ask. Great way. It's a very good
ask. Great way. It's a very good question. The question is this. If the
question. The question is this. If the
elite got rich through ownership, leverage, and rigging the system, why doesn't everyone just do that? Right?
And and it's it's a it's a good question. Great way. And the answer is
question. Great way. And the answer is simple. Most people don't know these are
simple. Most people don't know these are the real games. Why don't most people understand how wealth actually works?
Because they've been lied to their entire lives. The work. As a society,
entire lives. The work. As a society, you're taught that hard work and saving are the path to wealth. That the system is fair. That success is about merit.
is fair. That success is about merit.
Right? People are made to feel as though these lies are wisdom. That conventional
financial advice is serving their interests. And if you question this
interests. And if you question this narrative or suggest that the game is rigged, you're dismissed as cynical or bitter or a conspiracy theorist. In
fact, your questioning is reframed as a personal failing. I mean, so the classic
personal failing. I mean, so the classic example is like people will work hard their entire lives, save diligently, and retire poor. And everyone around them
retire poor. And everyone around them will say they're doing great. They're
being responsible. But guess what?
They've been playing a game they can't win. There's actually no path to real
win. There's actually no path to real wealth through salary and saving for most people. There's no honest reckoning
most people. There's no honest reckoning with how the elite actually got rich.
It's actually just a massive lie. But
I'm not saying everyone can become a billionaire. And I'm not saying the
billionaire. And I'm not saying the elite strategies are always ethical. But
I am saying that if you don't understand the real game, you have zero chance of building significant wealth. And if you only learn what schools and financial
adviserss teach you, guess what? You're
being set up to stay poor. So in some ways, you would say this is a control system. This system is not just about
system. This system is not just about wealth extraction, but it makes people accept their poverty as deserved. It is
the most effective class control mechanism ever created. But
unfortunately this is the reality we live in. Um so even though people work
live in. Um so even though people work hard and do everything right according to conventional wisdom, they stay poor because the game is rigged. But then
what happens when people discover the truth? Some get angry. You guys know
truth? Some get angry. You guys know what the biggest threat to elite wealth is? It's people understanding the real
is? It's people understanding the real game. If everyone understood that
game. If everyone understood that meritocracy is a myth, that the system is rigged, that wealth comes from ownership and leverage, the elite would
lose their power. Do you understand? The
system requires that most people play the wrong games. That's how it works.
But the same pattern exists everywhere.
Everywhere you look, in every country, in every industry. And so really the question is whether you'll keep playing the games that keep you poor or learn the games that actually build wealth. So
the choice is yours. It's a decision you have to make. Yeah. And then you also have the alternative path where you can learn the real games, understand ownership, leverage, and how the system
actually works. You can focus on
actually works. You can focus on acquiring assets, not earning salary. So
yes, we can say that the conventional path it's a trap because it's designed to keep most people poor. But really
what what's happened is that those who taught you these lies benefit from your labor because this model keeps you working for their benefit. And that's
why financial education that actually helps people build wealth is so rare. So
we are really at a decision point, a moment where you either keep believing the lies and stay poor or learn the truth and have a chance at wealth and you must choose because staying ignorant
guarantees poverty. All right, any
guarantees poverty. All right, any questions? Yeah. So let me explain
questions? Yeah. So let me explain different approaches. Yo man, the first
different approaches. Yo man, the first approach is this. You need to shift from labor to ownership, right? What creates
wealth is owning assets that appreciate and generate cash flow. You men, that's what creates real wealth. The wealthiest
people in the world tend to be those who own businesses, real estate, intellectual property, and they tend to focus on equity, not salary. So, how do how do you make the shift when you're
starting from nothing? Because you can't just quit your job and start a business tomorrow. Amen. Meaning that um you need
tomorrow. Amen. Meaning that um you need to understand the transition, the path from where you are to where you want to be. The system keeps you so busy working
be. The system keeps you so busy working that you have no time to build assets.
You men? Um and the path seems impossible because you need money to make money. So if you're broke, we think
make money. So if you're broke, we think you can't start because you have bills.
It's because you have responsibilities, you men. So the transition seems blocked
you men. So the transition seems blocked by practical realities. Then the
question then is how do you actually make the shift and the answer unfortunately is that you have to start small and be strategic in the beginning not expecting overnight success. And
we're talking like years of building not months. You have to accept that the
months. You have to accept that the transition takes time even though you want immediate results. Does that make sense? So in the long term you can build
sense? So in the long term you can build real wealth. You can acquire assets that
real wealth. You can acquire assets that generate passive income. You can
eventually escape trading time for money, but in the short term, you have to work your job while building on the side, even though it's exhausting and
difficult. That's how people who started
difficult. That's how people who started with nothing actually build wealth because they work two jobs essentially.
They sacrifice short-term comfort for long-term freedom. They slowly acquire
long-term freedom. They slowly acquire small assets that compound and that forces you to delay gratification as well because in the short term this path
is harder than just working a job.
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