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The VA Could Owe You $150,000+ (Almost No Veteran Knows This Court Case)

By Reuben A Geimah

Summary

Topics Covered

  • The Hidden Decision You Were Never Told About
  • Your Decision Letter Is a Roadmap, Not a Notification
  • Effective Dates Determine How Much You Get to Keep
  • Stop Thinking Like a Claimant, Start Like a Strategist
  • Trust But Verify: Never Assume the VA Decided

Full Transcript

Veterans, imagine if the VA owes you $50,000, $100,000, maybe even $150,000 or more in tax-free compensation. Not because of a

tax-free compensation. Not because of a new claim, not because of a new diagnosis, not because Congress passed a new law, but because years ago, the VA

made a decision you never knew existed.

Yeah, this is a real thing. In this

video, I'm going to blow your mind. I

know it sounds crazy. In fact, when most veterans hear something like this, their first reaction is, "There's no ways."

But let me ask you a simple question.

How can you appeal a decision you never knew was made? Seriously, how how can you challenge a denial if nobody clearly told you it was a denial? How can you

protect your effective date if nobody clearly told you your rights were at risk? And for years, veterans like

risk? And for years, veterans like yourself watching this video right now have been dealing with exactly that problem. Veterans file claims, submit

problem. Veterans file claims, submit evidence, attend CMP exams, waited months for decisions, then receive decision letters that discuss some

issues while simultaneously ignoring other issues. And here's where things

other issues. And here's where things gets dangerous. Most veterans assume the

gets dangerous. Most veterans assume the VA must still be working on it. That

assumptions may have cost some veterans tens of thousands of dollars. maybe even

more because in 2026 a federal courts handed down a decisions that is forcing veterans, attorneys, and advocates to take a second look at that old decision

letter. The case is called Henile versus

letter. The case is called Henile versus Collins. And if you've received a VA

Collins. And if you've received a VA decision letter since 2019, what I'm about to show you could be one of the most important things you learn all year. And you guys know I'm good for it.

year. And you guys know I'm good for it.

I bring I bridge the gap, baby. I bring

the salts. You just got to watch the video. You just got to like the video

video. You just got to like the video and you got to share the video because there's no point in me giving you all this information that can change your life if you're not going to share it with another brethren or sistering that

can change their life as well. If you're

new here, my name is Ruben G. I am a combat veteran and the CEO of VA cleans made easy. I have no life the VA system

made easy. I have no life the VA system so that you don't have to because remember the VA is not the problem. your

lack of knowledge and the system is and that's what we fix here on this channel.

Let's get into the video. This isn't

really about a court case. This is about a back pay case. This is about effective date case. This is about freedom case

date case. This is about freedom case because every effective dates represents something. mortgage payments, debt

something. mortgage payments, debt eliminations, college funds, emergency savings, business capitals, financial stability, the ability to stop surviving

and actually start thriving. And if the VA failed to clearly communicate a decision, some veterans may be sitting on opportunity they didn't even know

exist. Today, I'm going to show you what

exist. Today, I'm going to show you what handmills versus callings actually means, why some veterans may have lost years of compensation, how effective

dates can be worth six figures, and how to audit your own file starting today.

But before we get there, I'm going to explain why this issue makes me so frustrated, guys. Because what we're

frustrated, guys. Because what we're talking about here isn't just confusing, it's fundamentally unfair. The question

that should make every single veteran angry, think about this one for a second. The VA has historically argued

second. The VA has historically argued in some situation that veterans should have understood a decision was made even

if the issue wasn't clearly addressed.

They're saying that in some situation, you guys should have understood that they made a decision on your behalf even

though it wasn't covered in the decision letter. So, for example, you know, I

letter. So, for example, you know, I like to bring everything down into context so you guys can visually see it and understand it. So, if you file, we're just think this is just a

scenario. If you file like a tonitis

scenario. If you file like a tonitis claim and your decision letter come and it have nothing about tonitis. It talks

about everything but your tonitis. And

in their argument they were saying that you should have just assumed they denied the [ __ ] out of you. Yeah, you cooked.

You should have just assumed you got cooked even though they didn't put it in the decision letter, right? You should

have just been like, "Oh yeah, they cooked me. I cooked. I'm cooked." That

cooked me. I cooked. I'm cooked." That

makes no sense. And I know I tell you guys all the time, the VA is not the problem. Your lack of knowledge is. But

problem. Your lack of knowledge is. But

this proved my case again because many of you guys watching this video now don't even know anything about what I'm talking about. You will by the end of

talking about. You will by the end of this video, but it's because again your lack of knowledge. So I'm glad you're here with me and you're going to watch this and you're going to educate yourself. But that has proved my case.

yourself. But that has proved my case.

Again, the more education you guys have, the more we can actually fight these situation and get what we've earned and what we deserve. Cuz that's exactly what

they're they're talking about. You

should have known. Well, we don't know.

What if we don't know? And you don't know what you don't know. But now you know.

I'm dropping bars with this one. Yo,

listen guys. Essentially what the VA is saying that a veterans is expected to appeal a decision that they don't fully understand and that's why this case

matter because at its core hand as a very simple questions. How can a veteran appeal a decisions that they don't know exist? And honestly that is a question

exist? And honestly that is a question that should have been asked a long time ago. But it's okay. We're finally here.

ago. But it's okay. We're finally here.

I'm going to be breaking this down for you guys. The fact of the matter is the

you guys. The fact of the matter is the VA makes mistakes. We're literally

talking about one in this video. One of

the biggest mistakes that they've made.

But the biggest difference between a veteran who built a life of freedom and the veterans who stay frustrated often comes down to knowledge. Because the

veteran who understand the system can identify mistakes. The veteran who

identify mistakes. The veteran who doesn't understand the system often doesn't even know the mistakes happen.

That's the big difference. I've learned

many lessons throughout my career, throughout my life in general. And I

want to tell you guys something. When I

first started navigating the VAS system, I made the exact same mistake most of you guys make. I thought that percentage was the game. That's all I cared about.

Oh, I need a 100. Oh, I need a 100. That

was my only focus. I would get the decision letter and immediately look for the rating. 10%, 30%, 70%, 100%. That

the rating. 10%, 30%, 70%, 100%. That

was and I was like a percent fiend, man.

I'm [snorts] I need that percentage, baby. I need that percentage. [laughter]

baby. I need that percentage. [laughter]

Whatever it was, like that's all I cared about, right? And I know some of you

about, right? And I know some of you guys are percentage fiends out there, man. Yo, I'm a 90%. Oh, my back hurt. I

man. Yo, I'm a 90%. Oh, my back hurt. I

need that 100%. You I hear it all the time in the school community group. By

the way, if you are a veteran and you want to be part of a community that is educating and helping each other traverse the VA system, learn about all the benefits that we qualify for. My

school community group is hands down the best own school. Literally, when it comes to VA cleans, VA benefits, and everything veterans, no one is better than us. And I can proudly say that

than us. And I can proudly say that 2,000 plus veterans and growing every single day. The link is in the

single day. The link is in the description. Click that. I'll see you

description. Click that. I'll see you guys in there. And by the way, that's the fastest path to get a hold of me. If

you have any questions, you join that, you get a direct message me and I get that notification. I'll be able to

that notification. I'll be able to answer you guys. Let's get back to the video. Looking back, that was one of the

video. Looking back, that was one of the dumbest thing I could have ever done because I wasn't studying the decision.

I was studying the outcome. And there's

a huge difference there. The outcome

tells you what happened. The decisions

tells you why it happened. The decision

tells you what evidence was considered.

The decision tells you what rights you still have. That's why today I review

still have. That's why today I review decision letters completely differently and it's why I teach veterans to do the same because the percentage is only one

piece of the puzzle. The real game here is understanding the system. Most of you guys think that your medical record are the most important documents that you own. They're important. Don't get me

own. They're important. Don't get me wrong. No questions about that. The

wrong. No questions about that. The

medical record is very important, especially when it comes to your VA claims. But I will argue your decision letters is just as important, if not

more, because every future move you make depend on understanding what the VA actually decided. Every future appeal

actually decided. Every future appeal depends on your decision letter. Whether

you're going for an increase, a secondary claims, literally your VA decision letter tells you the road map

that you need to follow when it comes to getting to that 100%. It is very important, guys. And it's shocking to me

important, guys. And it's shocking to me that so many of you guys never even read the entire thing. You just go straight down to look at what your percentage is and then you tossed it. Need to stop. We

need to stop that. Imagine going to purchase a business and only reading the first page of the contract. That's

exactly what you're doing when you only pay attention to your percentage and on your on your decision letter or going to purchase a house and you only read the

first page of the mortgage statement. I

know a lot of you guys do that. I used

to be a realtor and I would sit there and watch some of my clients literally just sign because they just wanted to get out of the closing room. I mean, for me, I

was like, "Hey, man, I'm getting paid."

But also, I had made I made sure I had done my due diligence for every single one of my clients. Make sure they were getting adequately taken care of and they weren't getting screwed over. But I

I would go back and tell them, take a look at this document and actually read so you understand. I would explain it to them, right? So, do not be that guy that

them, right? So, do not be that guy that just skip over everything, then go straight to the percentage when there's so much detail, so much information when it comes to your VA claims, especially

if you're not at a 100% pnt. Hopefully,

some of these concepts are making sense to you guys. If they are making sense, drop a comment, send me and they're making sense so I can understand, I can keep using these um different analogy. I

want to make the best VA claims video, VA benefits video, everything that helps support veterans. I want to be the

support veterans. I want to be the number one when it comes to that. And I

need your feedback for that so these videos can keep getting better and better. Appreciate you guys. Let's get

better. Appreciate you guys. Let's get

back on track. I want you guys to start thinking differently. Stop looking at

thinking differently. Stop looking at the decision letter as if it's just a notification and start looking at them as a financial document because that's

exactly what they are, a financial document. Why effective dates are the

document. Why effective dates are the real game changer. Now, let's talk about the thing most veterans completely overlook, your effective date. Because

if rating determine how much you get paid, effective dates determine how much you get to keep. Does that make sense?

If your rating determine how much you get paid, your effective date determine how much you keep. Let me show you what I mean by that. Let's say a veteran

eventually receive compensation worth additional $2,000 per month. That sounds

great. But what if that compensation should have started 5 years earlier? Now

we're talking about $2,000 per month time 12 times by five. That's $120,000.

One effective date. 120,000. Now imagine

the difference between 70% TDIU, 90% and 100% 100% in SMC.

That number gets even bigger. And that's

why experienced veterans focus on the effective date because effective dates are often where the real money lives.

And that's exactly why this court case Hammill versus Collings matters so much because the case isn't just asking whether the VA made a decision. It's

asking whether the veterans were clearly told about the decisions that were made on their behalf. And if they weren't, what does that mean for their rights?

What does that means for their appeal options? What does that means for their

options? What does that means for their effective date? And what does that means

effective date? And what does that means for their back pay? And that's what we're about to uncover. Now, before we talk about him versus Collins, I need to explain something important. This

problem was never supposed to exist in the first place, to be honest with you guys. Because back in 2019, Congress

guys. Because back in 2019, Congress completely overhauled the VA appeal system. The goal was simple. Make the

system. The goal was simple. Make the

system faster, make it easier to understand, reduce the backlogs, give veterans more options. For years,

veterans were trapped in their appeal system that could drag on forever. 5

years, seven years, 10 years, sometimes longer. So lawmakers stepped in and

longer. So lawmakers stepped in and created what is now known as the Appeal Monetization Act or AMA. On paper, it looked like a major improvement.

Veterans would now have multiple lanes to challenge decisions. Higher level

review, supplemental claims, board of peer, more flexibility, more control, faster decisions. At least that was the

faster decisions. At least that was the promise. But there was one major

promise. But there was one major assumption built into the entire system that nobody knew about. An assumptions

that now sits at the center of HMO versus Collins. That assumption was that

versus Collins. That assumption was that veterans will receive a clear decision letters. Because think about it, how

letters. Because think about it, how could you choose an appeal lean if you don't know what happened? It was common

sense. They expected the VA to produce a

sense. They expected the VA to produce a the letter that will cover all the claims and all the information that

the veteran needed when it came to making their decision. But that's not what happened and that's where the system started breaking down. This is

what veterans experience in the real world. A veteran will file six

world. A veteran will file six conditions. Maybe migraine, sleep

conditions. Maybe migraine, sleep apnnea, back pain, radiocopy, depression, TDIU. All right. Month later

depression, TDIU. All right. Month later

the decision letter will arrive. Four

conditions are discussed. One gets

granted, three gets denied and two seems to disappear completely. If this makes sense to you, if this is sounding like something you have experienced, got to bring light to this because this court

case is going to change a lot of things for so many veterans. So share this video as much as you can. Send it to a veteran that you know needs to hear this

information. All right, let's get back

information. All right, let's get back to it. So for example, the veteran

to it. So for example, the veteran submitted all those claims. Month later, their decision letter arrives. Four out

of those six conditions are discussed.

One of them are granted. Three gets

denied. But for some reason, the other two that's remaining seems to just disappear. No clear explanation, no

disappear. No clear explanation, no clear denial, no clear grants, nothing.

Now, put yourself in the shoes of that veteran, right? What would you assume?

veteran, right? What would you assume?

Most people will assume the VA is still working on it. That's exactly what I would have assumed years ago, especially when I wasn't educated on the VA system.

And that's exactly what a lot of you guys assumed. And this is because the VA

guys assumed. And this is because the VA has something called defer claims. And that happens all the time as well too.

Additional development happens all the time. The VA is known for moving slowly.

time. The VA is known for moving slowly.

So veterans just wait. 6 months pass, 1 year pass, 2 years pass, 3 years pass, then eventually they discover something shocking. The VA believes this issue was

shocking. The VA believes this issue was already decided. Think about how crazy

already decided. Think about how crazy that sounds. The veterans is thinking

that sounds. The veterans is thinking that their case is still open. Sometimes

they don't even know about it anymore.

They just forget about it. Like I

literally talked to a veteran that experienced some of this. And he was like, "Oh, I I had no clue what was going on. I just gave up on it." It

going on. I just gave up on it." It

literally he just gave up. In the eyes of the VA, they think the case is already closed and you assume that they denied you, but they didn't say that

because it wasn't in a decision letter.

How? How you? It's like my ex-girlfriend, man. Assuming that I know

ex-girlfriend, man. Assuming that I know what she want. I'm a comeback engineer.

I don't know what you want, baby. You

got to tell me. You got to spell it out for me. I can't read your mind. And even

for me. I can't read your mind. And even

if I could, I wouldn't. I'll go outside and read other people mind. [laughter]

Oh man, she going to dislike this video.

[laughter] All jokes aside, guys, in the eyes of the VA, the case is closed. But in the eyes of the veteran, they're waiting for the [snorts] for the decision or they

just simply forget about it. Both

parties are operating from completely different assumption and the person who pays the price is always the veterans.

And I want you guys to really think about this, right? Not emotionally, but logically. If a veteran doesn't

logically. If a veteran doesn't understand a decision was made, how can they appeal it? Seriously. And we all know the appeal has a timeline to it.

You get a year to appeal a decision. But

if it's not in the decision letter and you don't know what is going on with that claim, how can you appeal it? And

when the time comment passes, you run out of that window. Now you guys should start seeing the problem here and why some vets could be sitting on some ching

ching from the VA. Due to this situation, so many veterans lost effective dates, lost compensation, lost opportunity, lost back pay. Yet for

years, there were situation where veterans were expected to somehow know decisions had been made on their behalf, even though it wasn't in the decision

letter. Hold up. Hold up real quick.

letter. Hold up. Hold up real quick.

Vets, YouTube tells me that 93.8% 8% of you guys are watching the video but not subscribing. That's like my

subscribing. That's like my ex-girlfriend wanting all my VA benefits but not committing to me. Come on, man.

You know, I put a lot of work, a lot of sweat into these videos. So, if it's bringing value to you, just hit the subscribe button. It literally takes

subscribe button. It literally takes nothing from you, but it tells YouTube that what we're doing here at Via Cleans Made Easy is actually helping the

community so they promote and push to more veterans. And ultimately, that's

more veterans. And ultimately, that's our goals. So, go ahead, take the time

our goals. So, go ahead, take the time out right now, just subscribe to the channel. But Hail versus Collins

channel. But Hail versus Collins changes that drastically. And I'm going to simplify it for you guys so everyone has the opportunity to understand because guess what? I am not a lawyer.

All right? I am absolutely not a lawyer.

But I understand these things on on a different level. And I want you you guys

different level. And I want you you guys all to understand it like like as well.

So the court case was essentially focused on one question. How can

veterans appeal a decisions they didn't even know assist? That's it. That's the

issue. And honestly, it is a powerful question because when you ask it that way, the answer seems obvious. You can't

you didn't know. You cannot challenge a decisions you don't understand. You

cannot appeal of decisions you don't know happened. You cannot protect rights

know happened. You cannot protect rights you don't know are at risk. And that

simple concept is what makes this case so important because the court recognized something veterans have been dealing with for years. Communication

matter. I don't know why they're just not recognizing this in 2026. Wow.

Communication matter. Who would have thought? Clarity matters. Who would have

thought? Clarity matters. Who would have thought transparency matters? Who would

have thought? H especially when it comes to VA disability and compensation. And

if those things don't exist, veterans can suffer real financial harm. Most

people are talking about him as a court case. I think that's a mistake because

case. I think that's a mistake because veterans don't wake up worrying about court cases. Veterans worried about

court cases. Veterans worried about outcome. Veterans worried about

outcome. Veterans worried about compositions. Veterans worried about

compositions. Veterans worried about taking care of their family. That's why

I see handmills a lot differently. I see

it as an effective date case because effective dates are where the real money lives. Let's look at a few examples.

lives. Let's look at a few examples.

Example number one, a veteran received Tdiu today. The differences between the

Tdiu today. The differences between the previous composition and their current composition is $2,000 per month. If that

effective date should have been 4 years earlier, that's roughly 2,000 * 12 * 4, almost $100,000. One effective date,

almost $100,000. One effective date, [snorts] $100,000.

Now, let's go bigger. A veterans

eventually reaches 100% PNT. The

difference is closer to $2,500 per month. Over five years, now we're

month. Over five years, now we're talking about approximately $150,000.

One date, $150,000 missed. Now, you can see why this matters. Most veterans are asking the wrong questions. Most of you guys are asking, "Did I win my claims?"

But what you need to be asking is, "What exactly did the VA decide?" Those are completely different questions. One

focuses on emotions, the other focuses on informations. One focuses on the

on informations. One focuses on the outcome, the other focuses on the process. And the veterans who understand

process. And the veterans who understand the process are usually the veterans who create the best outcome. That's why I keep telling you guys, stop thinking

like a claimment and start thinking like a strategist because claimment react, strategist investigates, claimment assumes, strategist verify, claimment

focus on percentage, strategist focus on opportunities. And that's exactly why I

opportunities. And that's exactly why I built the VA Clea made easy app. The

link is in the description. If you're

filing your claims in 2026, you want to use my app. It is the Turbo Tax for VA claims. You have full autonomy of your claim. It will break

everything down for you. It will walk you through the whole process. Hey, AI

is here, man. If VA is using AI, you might as well start using AI to file your claims as well. So, you make sure you cross all your tees, dot all your eyes, and you do it right the first time. The link is in the description.

time. The link is in the description.

Back to the video. The biggest lesson from Hmail versus Collins isn't legal, it's operational. Your file matter, your

it's operational. Your file matter, your decision letter matter, your effective date matter and nobody will ever care about them more than you. Not your VSO,

not your attorney, not the VA. You have

to be advocate for yourself. You have to educate yourself. Education is very

educate yourself. Education is very important. This is why I'm passionate

important. This is why I'm passionate about making these videos and I'm always telling you guys to share it and spread the light so that we educate each other.

Now that you guys understand why this core kids matter, I want to show you how this actually played out. Because legal

discussion are one thing, real life is another. And sometimes the fastest way

another. And sometimes the fastest way to understand a problem is to see what it looks like when it happened to an actual veteran. Now, let's talk about my

actual veteran. Now, let's talk about my man Marcus. This is a fictional

man Marcus. This is a fictional scenario. Marcus does not exist, but I'm

scenario. Marcus does not exist, but I'm going to use his case so that you guys can conceptualize what this court case actually means for you and you can

understand fully if you qualify for this. So Marcus is fully retired. He

this. So Marcus is fully retired. He

served for 20 years, multiple deployments, missed birthdays, anniversaries, holidays, years away from his family, years carrying the weight that most civilians would never

understand. Most of us are Marcus

understand. Most of us are Marcus internally and like every single veteran, Marcus wasn't looking for sympathy. He wasn't looking for

sympathy. He wasn't looking for shortcuts. He did his job and eventually

shortcuts. He did his job and eventually his body started to collect the bills.

His back hurts every single day. His

knees are worn down. His shoulders

consistently ache. His started to deteriorate. Migraines was becoming more

deteriorate. Migraines was becoming more frequent. His sleep was terrible. And

frequent. His sleep was terrible. And

eventually work became harder and harder. The mission was over, but the

harder. The mission was over, but the damage remained. So Marcus finally did

damage remained. So Marcus finally did what thousands of veterans eventually do. He filed his claim. Not because he

do. He filed his claim. Not because he wanted something that he didn't earn, but because he wanted the benefits he already earned and he absolutely

deserved cuz he served his country.

Marcus did every single thing right.

This is very important. Marcus wasn't

lazy. He wasn't careless. Marcus didn't

annoy the process. He gathered the records. He attended Hicks exams. He

records. He attended Hicks exams. He submitted the right evidence. He

followed the instructions. He did

everything the VA told him he was supposed to do. And eventually the decision letter arrived. Now, let me ask you a question.

What do you think Marquez looked at first? Mhm. You know, you did the same

first? Mhm. You know, you did the same thing. You You are Marcus.

thing. You You are Marcus.

He went directly at the percentage. He

looked directly at the percentage and he was like, "Damn." And guess what? Some

conditions were granted, some conditions were denied. Overall, it wasn't perfect,

were denied. Overall, it wasn't perfect, but it wasn't terrible either. Then he

noticed something strange. A couple

conditions he remember filing weren't clearly discussed, and they weren't even there. And something else was missing,

there. And something else was missing, his TDIU. Marcus had talked about his

his TDIU. Marcus had talked about his ability to work. He discussed how his service connected conditions impacted his employment. And when he reviewed the

his employment. And when he reviewed the decision letters, it didn't seem to have a clear answer. Still, he wasn't worried

because, you know, he still he got a percentage and that's all he knew.

That's all he cared about. He assumed

that was the case for most veterans. The

VA must be working on it, he said to himself. That assumption cost him years.

himself. That assumption cost him years.

Think about that statement. The VA must still be working on it. Sounds

reasonable. And if this is correlating to some of you guys, that's exactly what you thought to yourself, too. The VA

defer claims all the time. The VA

requests additional evidence all the time. So, Marcus waited 6 months,

time. So, Marcus waited 6 months, nothing. One year, nothing. Two years,

nothing. One year, nothing. Two years,

nothing. 3 years, nothing. Eventually,

Marcus called the VA, asked for an update, and that's when everything changed. Their representative looked at

changed. Their representative looked at their file and said, "Sir, those issues were already decided."

Imagine hearing that. Literally, imagine

being told that 3 years [snorts and clears throat] later, waiting. You know, think about all the

waiting. You know, think about all the life-changing event that happened while Marcus was waiting, right? just to find out the VA had already decided but they didn't clarify and they didn't let him

know. So now that Marcus is at this

know. So now that Marcus is at this point, what can he actually do to get the composition that he deserved that he missed out on? And how can you use this

information as well? Let's talk about the part that everyone wants to know cuz this is where the money come into play.

Let's assume Marcus who have qualified for 100% level and we're just going to assume that their compensation is 4,000.

So, we're going to keep everything simple, but as we are all aware, some veterans are going to receive more or less depending on their situation. But

we're speaking on Marcus. So, we're just going to say he should have been receiving $4,000. So, that's $4,000

receiving $4,000. So, that's $4,000 for one year is $48,000.

Two years is $96,000.

Three years is approximately 144,000.

Four years is 192,000.

Think about that number. Almost $200,000

tax-free. One effective date, one misunderstanding, one communication issue, potentially six figures missed.

This is why I keep telling you guys the effective date is so important. more

even than that percentage and more definitely more important than you guys realize because rating determine what you receive effective determine how much

you keep. So what can you do if you're

you keep. So what can you do if you're in this scenario or better yet what can you do to not get in that scenario? I'm

going to be giving you guys both. Stay

tuned. The biggest takeaway if there is one lesson I want you guys to remember from Maria's story is this. Never

assume. Always verify, right? First you

get a decision letter. If you see something is not as you think, simply just call the VA and ask them and they will literally tell you. They will

literally answer your questions and they'll give you feedback and and and clarif and clarification. Never assume.

Always verify. In the military, one of the key things we were taught is trust but verify. I can't even mean count how

but verify. I can't even mean count how many times my squad leader would tell me that. Trust but verify. trust for

that. Trust but verify. trust for

verify. So, never assume something was addressed. Always verify. Up until this

addressed. Always verify. Up until this point, we've talked about the problems. We've discussed Hamill versus Collins and how it affects your effective date,

how it it it affects my man Marcus and how he lost thousands of dollars over the years of him not knowing that VA had already made the decisions. Now, it's

time for the most important part of this whole video, the action. Because

watching this video doesn't change your life. Understanding the videos and

life. Understanding the videos and executing on the steps I'm about to give you guys. Taking actions is what's going

you guys. Taking actions is what's going to change your life. So in that scenario, what Marcus needs to do is the handmill audit framework. This is a name

that I'm coining this process. And if

you if this scenario is making sense for you too, you need to do the same thing.

So take notes, write this down. Let's

get into it. It's not complicated. It's

not legal advice either. It's simple.

It's a framework that's going to refill your file strategically instead of emotionally. Step one, gather every

emotionally. Step one, gather every single evidence since 2019. First,

Marcus needs to go back and find all the decision letters that he has received since February of 2019. Every single one of them. the rating decisions, the

of them. the rating decisions, the supplemental claims decisions, the higher level review decisions, board decisions, literally every single thing.

You can do this by going to the va.gov and downloading them from there and create a folder, organize them by date.

Do not skip this step. It's very

important, guys. Most veterans thinks they know the files. I can guarantee most of you guys don't. So, don't skip this step. Step two, Marcus is going to

this step. Step two, Marcus is going to build his claim inventory. He's going to make what is called a master list that consists of every condition that he has

ever cleaned. Every increase request,

ever cleaned. Every increase request, every secondary condition, supplemental claim, he has to make sure he doesn't miss anything because this is going to become his master inventory. Think about

it like the military inventory layout sheet. Before you identify what is

sheet. Before you identify what is missing, you need to know what should be there. This is why it's important for

there. This is why it's important for Marcus to get every single piece of evidence and documents cuz then he can go through it and make sure he has

everything that should be there or what is not there and he has a clear picture.

Here's the thing, guys. This step sounds simple, but it's one of the most important part of this whole process cuz what this is going to allow him to do is he's going to compare what he filed

against what the VA actually addressed.

And that's where the opportunity begins to appear. So if you miss this step,

to appear. So if you miss this step, you're cooked. If you're doing this as

you're cooked. If you're doing this as well, too. If you miss that second step,

well, too. If you miss that second step, you're absolutely cooked, right? Follow

the steps. Step three, review the issue list. Now, what Marcus is going to do

list. Now, what Marcus is going to do next is review the issue list. He's

going to pull the first decision letter, go directly to the issue sections, look at every issue listed, then compare it

to his inventory and ask himself, did the VA list every single issue that I raised? Not most, not some, every single

raised? Not most, not some, every single issue. They they list every single claim

issue. They they list every single claim conditions, every secondary condition, every increase requested, every inventory of entitlement. If something

is missing, make note of it because that's exactly the type of things that he's going to want to have investigate in the future. Remember, the goal isn't

to prove the VA made a mistake. The goal

is to determine whether everything was clearly addressed when it came to that decision letter and if he was properly informed. Step four, Marcus is going to

informed. Step four, Marcus is going to review the decisions. Now, he's going to move on to the actual decision section

for every issue listed. This is what he wants to ask. Was there a clear outcome?

Was it granted? Was it denied? Was it

deferred? Was the language understandable?

Could an average veterans read it and know exactly what happened? Or does it leave room for interpretations? Because

this is where confusion creates problems. If Marcus can't clearly understand what happened, that's a problem. That's a problem. The entire

problem. That's a problem. The entire

purpose of the decision letter is communication, not confusion. The five

red flags that he should be looking for is red flag number one, a condition was claimed but never mentioned. If he filed it and he has proof that he filed it but

it never appeared in the decisions, that's a red flag, but it's green for him. Red flag number two, the issue

him. Red flag number two, the issue appeared but there is no clear outcome.

No grant, no denial, no explanation, just vague language. That's a red flag for him to annotate, but it's also green

for him. Red flag number three, TDIU was

for him. Red flag number three, TDIU was raised but never clearly addressed. This

is a big one because Tdi can pay at 100% rate. And as we already discussed in

rate. And as we already discussed in market scenario, effective date at 100% rate can be worth six figures. Red flag

number four, a secondary theory was raised but never clearly discussed. The

primary condition receive attention. The

secondary relationships disappear.

That's a red flag. Red flag number five.

The language is so vague that nobody knows what happened. If you're reading a decision letter and asking what exactly is this saying? If that's his case,

that's a problem because Marcus shouldn't need a law degree to understand the decision that was made on his behalf. Now, let's talk about the

his behalf. Now, let's talk about the reality. At this point, I need to give

reality. At this point, I need to give you guys a reality check because I don't want veterans walking away from this video with unrealistic expectation.

Handmill is not a magic wand. It is not a guaranteed paycheck. It is not a shortcut. Finding potential issues does

shortcut. Finding potential issues does not automatically mean you're going to win the case. But what it does is it creates an opportunity to ask a better questions. That's it. But what it does

questions. That's it. But what it does is present you with an opportunity for you to show the VA that they made a mistakes and go and get the compensation

that you earn and deserve. So

essentially if Marquez finds any red flag, what he can do is he can file with the VA for a decision to be made on the

claims that he submitted that wasn't decided on clearly. And this is where hand mail comes into play because if he files for that claim and he wins it, he

could get compensated in back pay and effective date to as far as backs as when he submitted those claims. This is where the hundreds of thousands of

dollars could be created. Right? So if

you think you fall in this category, you want to completely assess your files.

Follow all the steps. Pull literally

everything your C file. check everything

and make sure that every claims that you have submitted have been clearly annotated and decided on. If any one of those are missing, you could be sitting

on thousands and thousands of dollars that the VA owe you right now. With that

being said, guys, if you want to reach out to me, the fastest way to do so is in my school community group. The link

is in the description. If you're looking to file your claims, I have launched my FIA claims made easy app. It is the Turboax version of VA claims. It

simplify everything, give you the power for you to file your claims on your own terms. The link is in the descriptions as well. And always, if this video

as well. And always, if this video brought value to you, share it with a veteran that you know is going to bring value to. And do not forget, click this

value to. And do not forget, click this video or this one. They're equally going to bring you as much value as possible.

My name is Ruben Gama. I'm the CEO of Via Cleans Made Easy and I'll see you either in the school community group or in the next video.

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