The VA Could Owe You $150,000+ (Almost No Veteran Knows This Court Case)
By Reuben A Geimah
Summary
Topics Covered
- The Hidden Decision You Were Never Told About
- Your Decision Letter Is a Roadmap, Not a Notification
- Effective Dates Determine How Much You Get to Keep
- Stop Thinking Like a Claimant, Start Like a Strategist
- Trust But Verify: Never Assume the VA Decided
Full Transcript
Veterans, imagine if the VA owes you $50,000, $100,000, maybe even $150,000 or more in tax-free compensation. Not because of a
tax-free compensation. Not because of a new claim, not because of a new diagnosis, not because Congress passed a new law, but because years ago, the VA
made a decision you never knew existed.
Yeah, this is a real thing. In this
video, I'm going to blow your mind. I
know it sounds crazy. In fact, when most veterans hear something like this, their first reaction is, "There's no ways."
But let me ask you a simple question.
How can you appeal a decision you never knew was made? Seriously, how how can you challenge a denial if nobody clearly told you it was a denial? How can you
protect your effective date if nobody clearly told you your rights were at risk? And for years, veterans like
risk? And for years, veterans like yourself watching this video right now have been dealing with exactly that problem. Veterans file claims, submit
problem. Veterans file claims, submit evidence, attend CMP exams, waited months for decisions, then receive decision letters that discuss some
issues while simultaneously ignoring other issues. And here's where things
other issues. And here's where things gets dangerous. Most veterans assume the
gets dangerous. Most veterans assume the VA must still be working on it. That
assumptions may have cost some veterans tens of thousands of dollars. maybe even
more because in 2026 a federal courts handed down a decisions that is forcing veterans, attorneys, and advocates to take a second look at that old decision
letter. The case is called Henile versus
letter. The case is called Henile versus Collins. And if you've received a VA
Collins. And if you've received a VA decision letter since 2019, what I'm about to show you could be one of the most important things you learn all year. And you guys know I'm good for it.
year. And you guys know I'm good for it.
I bring I bridge the gap, baby. I bring
the salts. You just got to watch the video. You just got to like the video
video. You just got to like the video and you got to share the video because there's no point in me giving you all this information that can change your life if you're not going to share it with another brethren or sistering that
can change their life as well. If you're
new here, my name is Ruben G. I am a combat veteran and the CEO of VA cleans made easy. I have no life the VA system
made easy. I have no life the VA system so that you don't have to because remember the VA is not the problem. your
lack of knowledge and the system is and that's what we fix here on this channel.
Let's get into the video. This isn't
really about a court case. This is about a back pay case. This is about effective date case. This is about freedom case
date case. This is about freedom case because every effective dates represents something. mortgage payments, debt
something. mortgage payments, debt eliminations, college funds, emergency savings, business capitals, financial stability, the ability to stop surviving
and actually start thriving. And if the VA failed to clearly communicate a decision, some veterans may be sitting on opportunity they didn't even know
exist. Today, I'm going to show you what
exist. Today, I'm going to show you what handmills versus callings actually means, why some veterans may have lost years of compensation, how effective
dates can be worth six figures, and how to audit your own file starting today.
But before we get there, I'm going to explain why this issue makes me so frustrated, guys. Because what we're
frustrated, guys. Because what we're talking about here isn't just confusing, it's fundamentally unfair. The question
that should make every single veteran angry, think about this one for a second. The VA has historically argued
second. The VA has historically argued in some situation that veterans should have understood a decision was made even
if the issue wasn't clearly addressed.
They're saying that in some situation, you guys should have understood that they made a decision on your behalf even
though it wasn't covered in the decision letter. So, for example, you know, I
letter. So, for example, you know, I like to bring everything down into context so you guys can visually see it and understand it. So, if you file, we're just think this is just a
scenario. If you file like a tonitis
scenario. If you file like a tonitis claim and your decision letter come and it have nothing about tonitis. It talks
about everything but your tonitis. And
in their argument they were saying that you should have just assumed they denied the [ __ ] out of you. Yeah, you cooked.
You should have just assumed you got cooked even though they didn't put it in the decision letter, right? You should
have just been like, "Oh yeah, they cooked me. I cooked. I'm cooked." That
cooked me. I cooked. I'm cooked." That
makes no sense. And I know I tell you guys all the time, the VA is not the problem. Your lack of knowledge is. But
problem. Your lack of knowledge is. But
this proved my case again because many of you guys watching this video now don't even know anything about what I'm talking about. You will by the end of
talking about. You will by the end of this video, but it's because again your lack of knowledge. So I'm glad you're here with me and you're going to watch this and you're going to educate yourself. But that has proved my case.
yourself. But that has proved my case.
Again, the more education you guys have, the more we can actually fight these situation and get what we've earned and what we deserve. Cuz that's exactly what
they're they're talking about. You
should have known. Well, we don't know.
What if we don't know? And you don't know what you don't know. But now you know.
I'm dropping bars with this one. Yo,
listen guys. Essentially what the VA is saying that a veterans is expected to appeal a decision that they don't fully understand and that's why this case
matter because at its core hand as a very simple questions. How can a veteran appeal a decisions that they don't know exist? And honestly that is a question
exist? And honestly that is a question that should have been asked a long time ago. But it's okay. We're finally here.
ago. But it's okay. We're finally here.
I'm going to be breaking this down for you guys. The fact of the matter is the
you guys. The fact of the matter is the VA makes mistakes. We're literally
talking about one in this video. One of
the biggest mistakes that they've made.
But the biggest difference between a veteran who built a life of freedom and the veterans who stay frustrated often comes down to knowledge. Because the
veteran who understand the system can identify mistakes. The veteran who
identify mistakes. The veteran who doesn't understand the system often doesn't even know the mistakes happen.
That's the big difference. I've learned
many lessons throughout my career, throughout my life in general. And I
want to tell you guys something. When I
first started navigating the VAS system, I made the exact same mistake most of you guys make. I thought that percentage was the game. That's all I cared about.
Oh, I need a 100. Oh, I need a 100. That
was my only focus. I would get the decision letter and immediately look for the rating. 10%, 30%, 70%, 100%. That
the rating. 10%, 30%, 70%, 100%. That
was and I was like a percent fiend, man.
I'm [snorts] I need that percentage, baby. I need that percentage. [laughter]
baby. I need that percentage. [laughter]
Whatever it was, like that's all I cared about, right? And I know some of you
about, right? And I know some of you guys are percentage fiends out there, man. Yo, I'm a 90%. Oh, my back hurt. I
man. Yo, I'm a 90%. Oh, my back hurt. I
need that 100%. You I hear it all the time in the school community group. By
the way, if you are a veteran and you want to be part of a community that is educating and helping each other traverse the VA system, learn about all the benefits that we qualify for. My
school community group is hands down the best own school. Literally, when it comes to VA cleans, VA benefits, and everything veterans, no one is better than us. And I can proudly say that
than us. And I can proudly say that 2,000 plus veterans and growing every single day. The link is in the
single day. The link is in the description. Click that. I'll see you
description. Click that. I'll see you guys in there. And by the way, that's the fastest path to get a hold of me. If
you have any questions, you join that, you get a direct message me and I get that notification. I'll be able to
that notification. I'll be able to answer you guys. Let's get back to the video. Looking back, that was one of the
video. Looking back, that was one of the dumbest thing I could have ever done because I wasn't studying the decision.
I was studying the outcome. And there's
a huge difference there. The outcome
tells you what happened. The decisions
tells you why it happened. The decision
tells you what evidence was considered.
The decision tells you what rights you still have. That's why today I review
still have. That's why today I review decision letters completely differently and it's why I teach veterans to do the same because the percentage is only one
piece of the puzzle. The real game here is understanding the system. Most of you guys think that your medical record are the most important documents that you own. They're important. Don't get me
own. They're important. Don't get me wrong. No questions about that. The
wrong. No questions about that. The
medical record is very important, especially when it comes to your VA claims. But I will argue your decision letters is just as important, if not
more, because every future move you make depend on understanding what the VA actually decided. Every future appeal
actually decided. Every future appeal depends on your decision letter. Whether
you're going for an increase, a secondary claims, literally your VA decision letter tells you the road map
that you need to follow when it comes to getting to that 100%. It is very important, guys. And it's shocking to me
important, guys. And it's shocking to me that so many of you guys never even read the entire thing. You just go straight down to look at what your percentage is and then you tossed it. Need to stop. We
need to stop that. Imagine going to purchase a business and only reading the first page of the contract. That's
exactly what you're doing when you only pay attention to your percentage and on your on your decision letter or going to purchase a house and you only read the
first page of the mortgage statement. I
know a lot of you guys do that. I used
to be a realtor and I would sit there and watch some of my clients literally just sign because they just wanted to get out of the closing room. I mean, for me, I
was like, "Hey, man, I'm getting paid."
But also, I had made I made sure I had done my due diligence for every single one of my clients. Make sure they were getting adequately taken care of and they weren't getting screwed over. But I
I would go back and tell them, take a look at this document and actually read so you understand. I would explain it to them, right? So, do not be that guy that
them, right? So, do not be that guy that just skip over everything, then go straight to the percentage when there's so much detail, so much information when it comes to your VA claims, especially
if you're not at a 100% pnt. Hopefully,
some of these concepts are making sense to you guys. If they are making sense, drop a comment, send me and they're making sense so I can understand, I can keep using these um different analogy. I
want to make the best VA claims video, VA benefits video, everything that helps support veterans. I want to be the
support veterans. I want to be the number one when it comes to that. And I
need your feedback for that so these videos can keep getting better and better. Appreciate you guys. Let's get
better. Appreciate you guys. Let's get
back on track. I want you guys to start thinking differently. Stop looking at
thinking differently. Stop looking at the decision letter as if it's just a notification and start looking at them as a financial document because that's
exactly what they are, a financial document. Why effective dates are the
document. Why effective dates are the real game changer. Now, let's talk about the thing most veterans completely overlook, your effective date. Because
if rating determine how much you get paid, effective dates determine how much you get to keep. Does that make sense?
If your rating determine how much you get paid, your effective date determine how much you keep. Let me show you what I mean by that. Let's say a veteran
eventually receive compensation worth additional $2,000 per month. That sounds
great. But what if that compensation should have started 5 years earlier? Now
we're talking about $2,000 per month time 12 times by five. That's $120,000.
One effective date. 120,000. Now imagine
the difference between 70% TDIU, 90% and 100% 100% in SMC.
That number gets even bigger. And that's
why experienced veterans focus on the effective date because effective dates are often where the real money lives.
And that's exactly why this court case Hammill versus Collings matters so much because the case isn't just asking whether the VA made a decision. It's
asking whether the veterans were clearly told about the decisions that were made on their behalf. And if they weren't, what does that mean for their rights?
What does that means for their appeal options? What does that means for their
options? What does that means for their effective date? And what does that means
effective date? And what does that means for their back pay? And that's what we're about to uncover. Now, before we talk about him versus Collins, I need to explain something important. This
problem was never supposed to exist in the first place, to be honest with you guys. Because back in 2019, Congress
guys. Because back in 2019, Congress completely overhauled the VA appeal system. The goal was simple. Make the
system. The goal was simple. Make the
system faster, make it easier to understand, reduce the backlogs, give veterans more options. For years,
veterans were trapped in their appeal system that could drag on forever. 5
years, seven years, 10 years, sometimes longer. So lawmakers stepped in and
longer. So lawmakers stepped in and created what is now known as the Appeal Monetization Act or AMA. On paper, it looked like a major improvement.
Veterans would now have multiple lanes to challenge decisions. Higher level
review, supplemental claims, board of peer, more flexibility, more control, faster decisions. At least that was the
faster decisions. At least that was the promise. But there was one major
promise. But there was one major assumption built into the entire system that nobody knew about. An assumptions
that now sits at the center of HMO versus Collins. That assumption was that
versus Collins. That assumption was that veterans will receive a clear decision letters. Because think about it, how
letters. Because think about it, how could you choose an appeal lean if you don't know what happened? It was common
sense. They expected the VA to produce a
sense. They expected the VA to produce a the letter that will cover all the claims and all the information that
the veteran needed when it came to making their decision. But that's not what happened and that's where the system started breaking down. This is
what veterans experience in the real world. A veteran will file six
world. A veteran will file six conditions. Maybe migraine, sleep
conditions. Maybe migraine, sleep apnnea, back pain, radiocopy, depression, TDIU. All right. Month later
depression, TDIU. All right. Month later
the decision letter will arrive. Four
conditions are discussed. One gets
granted, three gets denied and two seems to disappear completely. If this makes sense to you, if this is sounding like something you have experienced, got to bring light to this because this court
case is going to change a lot of things for so many veterans. So share this video as much as you can. Send it to a veteran that you know needs to hear this
information. All right, let's get back
information. All right, let's get back to it. So for example, the veteran
to it. So for example, the veteran submitted all those claims. Month later, their decision letter arrives. Four out
of those six conditions are discussed.
One of them are granted. Three gets
denied. But for some reason, the other two that's remaining seems to just disappear. No clear explanation, no
disappear. No clear explanation, no clear denial, no clear grants, nothing.
Now, put yourself in the shoes of that veteran, right? What would you assume?
veteran, right? What would you assume?
Most people will assume the VA is still working on it. That's exactly what I would have assumed years ago, especially when I wasn't educated on the VA system.
And that's exactly what a lot of you guys assumed. And this is because the VA
guys assumed. And this is because the VA has something called defer claims. And that happens all the time as well too.
Additional development happens all the time. The VA is known for moving slowly.
time. The VA is known for moving slowly.
So veterans just wait. 6 months pass, 1 year pass, 2 years pass, 3 years pass, then eventually they discover something shocking. The VA believes this issue was
shocking. The VA believes this issue was already decided. Think about how crazy
already decided. Think about how crazy that sounds. The veterans is thinking
that sounds. The veterans is thinking that their case is still open. Sometimes
they don't even know about it anymore.
They just forget about it. Like I
literally talked to a veteran that experienced some of this. And he was like, "Oh, I I had no clue what was going on. I just gave up on it." It
going on. I just gave up on it." It
literally he just gave up. In the eyes of the VA, they think the case is already closed and you assume that they denied you, but they didn't say that
because it wasn't in a decision letter.
How? How you? It's like my ex-girlfriend, man. Assuming that I know
ex-girlfriend, man. Assuming that I know what she want. I'm a comeback engineer.
I don't know what you want, baby. You
got to tell me. You got to spell it out for me. I can't read your mind. And even
for me. I can't read your mind. And even
if I could, I wouldn't. I'll go outside and read other people mind. [laughter]
Oh man, she going to dislike this video.
[laughter] All jokes aside, guys, in the eyes of the VA, the case is closed. But in the eyes of the veteran, they're waiting for the [snorts] for the decision or they
just simply forget about it. Both
parties are operating from completely different assumption and the person who pays the price is always the veterans.
And I want you guys to really think about this, right? Not emotionally, but logically. If a veteran doesn't
logically. If a veteran doesn't understand a decision was made, how can they appeal it? Seriously. And we all know the appeal has a timeline to it.
You get a year to appeal a decision. But
if it's not in the decision letter and you don't know what is going on with that claim, how can you appeal it? And
when the time comment passes, you run out of that window. Now you guys should start seeing the problem here and why some vets could be sitting on some ching
ching from the VA. Due to this situation, so many veterans lost effective dates, lost compensation, lost opportunity, lost back pay. Yet for
years, there were situation where veterans were expected to somehow know decisions had been made on their behalf, even though it wasn't in the decision
letter. Hold up. Hold up real quick.
letter. Hold up. Hold up real quick.
Vets, YouTube tells me that 93.8% 8% of you guys are watching the video but not subscribing. That's like my
subscribing. That's like my ex-girlfriend wanting all my VA benefits but not committing to me. Come on, man.
You know, I put a lot of work, a lot of sweat into these videos. So, if it's bringing value to you, just hit the subscribe button. It literally takes
subscribe button. It literally takes nothing from you, but it tells YouTube that what we're doing here at Via Cleans Made Easy is actually helping the
community so they promote and push to more veterans. And ultimately, that's
more veterans. And ultimately, that's our goals. So, go ahead, take the time
our goals. So, go ahead, take the time out right now, just subscribe to the channel. But Hail versus Collins
channel. But Hail versus Collins changes that drastically. And I'm going to simplify it for you guys so everyone has the opportunity to understand because guess what? I am not a lawyer.
All right? I am absolutely not a lawyer.
But I understand these things on on a different level. And I want you you guys
different level. And I want you you guys all to understand it like like as well.
So the court case was essentially focused on one question. How can
veterans appeal a decisions they didn't even know assist? That's it. That's the
issue. And honestly, it is a powerful question because when you ask it that way, the answer seems obvious. You can't
you didn't know. You cannot challenge a decisions you don't understand. You
cannot appeal of decisions you don't know happened. You cannot protect rights
know happened. You cannot protect rights you don't know are at risk. And that
simple concept is what makes this case so important because the court recognized something veterans have been dealing with for years. Communication
matter. I don't know why they're just not recognizing this in 2026. Wow.
Communication matter. Who would have thought? Clarity matters. Who would have
thought? Clarity matters. Who would have thought transparency matters? Who would
have thought? H especially when it comes to VA disability and compensation. And
if those things don't exist, veterans can suffer real financial harm. Most
people are talking about him as a court case. I think that's a mistake because
case. I think that's a mistake because veterans don't wake up worrying about court cases. Veterans worried about
court cases. Veterans worried about outcome. Veterans worried about
outcome. Veterans worried about compositions. Veterans worried about
compositions. Veterans worried about taking care of their family. That's why
I see handmills a lot differently. I see
it as an effective date case because effective dates are where the real money lives. Let's look at a few examples.
lives. Let's look at a few examples.
Example number one, a veteran received Tdiu today. The differences between the
Tdiu today. The differences between the previous composition and their current composition is $2,000 per month. If that
effective date should have been 4 years earlier, that's roughly 2,000 * 12 * 4, almost $100,000. One effective date,
almost $100,000. One effective date, [snorts] $100,000.
Now, let's go bigger. A veterans
eventually reaches 100% PNT. The
difference is closer to $2,500 per month. Over five years, now we're
month. Over five years, now we're talking about approximately $150,000.
One date, $150,000 missed. Now, you can see why this matters. Most veterans are asking the wrong questions. Most of you guys are asking, "Did I win my claims?"
But what you need to be asking is, "What exactly did the VA decide?" Those are completely different questions. One
focuses on emotions, the other focuses on informations. One focuses on the
on informations. One focuses on the outcome, the other focuses on the process. And the veterans who understand
process. And the veterans who understand the process are usually the veterans who create the best outcome. That's why I keep telling you guys, stop thinking
like a claimment and start thinking like a strategist because claimment react, strategist investigates, claimment assumes, strategist verify, claimment
focus on percentage, strategist focus on opportunities. And that's exactly why I
opportunities. And that's exactly why I built the VA Clea made easy app. The
link is in the description. If you're
filing your claims in 2026, you want to use my app. It is the Turbo Tax for VA claims. You have full autonomy of your claim. It will break
everything down for you. It will walk you through the whole process. Hey, AI
is here, man. If VA is using AI, you might as well start using AI to file your claims as well. So, you make sure you cross all your tees, dot all your eyes, and you do it right the first time. The link is in the description.
time. The link is in the description.
Back to the video. The biggest lesson from Hmail versus Collins isn't legal, it's operational. Your file matter, your
it's operational. Your file matter, your decision letter matter, your effective date matter and nobody will ever care about them more than you. Not your VSO,
not your attorney, not the VA. You have
to be advocate for yourself. You have to educate yourself. Education is very
educate yourself. Education is very important. This is why I'm passionate
important. This is why I'm passionate about making these videos and I'm always telling you guys to share it and spread the light so that we educate each other.
Now that you guys understand why this core kids matter, I want to show you how this actually played out. Because legal
discussion are one thing, real life is another. And sometimes the fastest way
another. And sometimes the fastest way to understand a problem is to see what it looks like when it happened to an actual veteran. Now, let's talk about my
actual veteran. Now, let's talk about my man Marcus. This is a fictional
man Marcus. This is a fictional scenario. Marcus does not exist, but I'm
scenario. Marcus does not exist, but I'm going to use his case so that you guys can conceptualize what this court case actually means for you and you can
understand fully if you qualify for this. So Marcus is fully retired. He
this. So Marcus is fully retired. He
served for 20 years, multiple deployments, missed birthdays, anniversaries, holidays, years away from his family, years carrying the weight that most civilians would never
understand. Most of us are Marcus
understand. Most of us are Marcus internally and like every single veteran, Marcus wasn't looking for sympathy. He wasn't looking for
sympathy. He wasn't looking for shortcuts. He did his job and eventually
shortcuts. He did his job and eventually his body started to collect the bills.
His back hurts every single day. His
knees are worn down. His shoulders
consistently ache. His started to deteriorate. Migraines was becoming more
deteriorate. Migraines was becoming more frequent. His sleep was terrible. And
frequent. His sleep was terrible. And
eventually work became harder and harder. The mission was over, but the
harder. The mission was over, but the damage remained. So Marcus finally did
damage remained. So Marcus finally did what thousands of veterans eventually do. He filed his claim. Not because he
do. He filed his claim. Not because he wanted something that he didn't earn, but because he wanted the benefits he already earned and he absolutely
deserved cuz he served his country.
Marcus did every single thing right.
This is very important. Marcus wasn't
lazy. He wasn't careless. Marcus didn't
annoy the process. He gathered the records. He attended Hicks exams. He
records. He attended Hicks exams. He submitted the right evidence. He
followed the instructions. He did
everything the VA told him he was supposed to do. And eventually the decision letter arrived. Now, let me ask you a question.
What do you think Marquez looked at first? Mhm. You know, you did the same
first? Mhm. You know, you did the same thing. You You are Marcus.
thing. You You are Marcus.
He went directly at the percentage. He
looked directly at the percentage and he was like, "Damn." And guess what? Some
conditions were granted, some conditions were denied. Overall, it wasn't perfect,
were denied. Overall, it wasn't perfect, but it wasn't terrible either. Then he
noticed something strange. A couple
conditions he remember filing weren't clearly discussed, and they weren't even there. And something else was missing,
there. And something else was missing, his TDIU. Marcus had talked about his
his TDIU. Marcus had talked about his ability to work. He discussed how his service connected conditions impacted his employment. And when he reviewed the
his employment. And when he reviewed the decision letters, it didn't seem to have a clear answer. Still, he wasn't worried
because, you know, he still he got a percentage and that's all he knew.
That's all he cared about. He assumed
that was the case for most veterans. The
VA must be working on it, he said to himself. That assumption cost him years.
himself. That assumption cost him years.
Think about that statement. The VA must still be working on it. Sounds
reasonable. And if this is correlating to some of you guys, that's exactly what you thought to yourself, too. The VA
defer claims all the time. The VA
requests additional evidence all the time. So, Marcus waited 6 months,
time. So, Marcus waited 6 months, nothing. One year, nothing. Two years,
nothing. One year, nothing. Two years,
nothing. 3 years, nothing. Eventually,
Marcus called the VA, asked for an update, and that's when everything changed. Their representative looked at
changed. Their representative looked at their file and said, "Sir, those issues were already decided."
Imagine hearing that. Literally, imagine
being told that 3 years [snorts and clears throat] later, waiting. You know, think about all the
waiting. You know, think about all the life-changing event that happened while Marcus was waiting, right? just to find out the VA had already decided but they didn't clarify and they didn't let him
know. So now that Marcus is at this
know. So now that Marcus is at this point, what can he actually do to get the composition that he deserved that he missed out on? And how can you use this
information as well? Let's talk about the part that everyone wants to know cuz this is where the money come into play.
Let's assume Marcus who have qualified for 100% level and we're just going to assume that their compensation is 4,000.
So, we're going to keep everything simple, but as we are all aware, some veterans are going to receive more or less depending on their situation. But
we're speaking on Marcus. So, we're just going to say he should have been receiving $4,000. So, that's $4,000
receiving $4,000. So, that's $4,000 for one year is $48,000.
Two years is $96,000.
Three years is approximately 144,000.
Four years is 192,000.
Think about that number. Almost $200,000
tax-free. One effective date, one misunderstanding, one communication issue, potentially six figures missed.
This is why I keep telling you guys the effective date is so important. more
even than that percentage and more definitely more important than you guys realize because rating determine what you receive effective determine how much
you keep. So what can you do if you're
you keep. So what can you do if you're in this scenario or better yet what can you do to not get in that scenario? I'm
going to be giving you guys both. Stay
tuned. The biggest takeaway if there is one lesson I want you guys to remember from Maria's story is this. Never
assume. Always verify, right? First you
get a decision letter. If you see something is not as you think, simply just call the VA and ask them and they will literally tell you. They will
literally answer your questions and they'll give you feedback and and and clarif and clarification. Never assume.
Always verify. In the military, one of the key things we were taught is trust but verify. I can't even mean count how
but verify. I can't even mean count how many times my squad leader would tell me that. Trust but verify. trust for
that. Trust but verify. trust for
verify. So, never assume something was addressed. Always verify. Up until this
addressed. Always verify. Up until this point, we've talked about the problems. We've discussed Hamill versus Collins and how it affects your effective date,
how it it it affects my man Marcus and how he lost thousands of dollars over the years of him not knowing that VA had already made the decisions. Now, it's
time for the most important part of this whole video, the action. Because
watching this video doesn't change your life. Understanding the videos and
life. Understanding the videos and executing on the steps I'm about to give you guys. Taking actions is what's going
you guys. Taking actions is what's going to change your life. So in that scenario, what Marcus needs to do is the handmill audit framework. This is a name
that I'm coining this process. And if
you if this scenario is making sense for you too, you need to do the same thing.
So take notes, write this down. Let's
get into it. It's not complicated. It's
not legal advice either. It's simple.
It's a framework that's going to refill your file strategically instead of emotionally. Step one, gather every
emotionally. Step one, gather every single evidence since 2019. First,
Marcus needs to go back and find all the decision letters that he has received since February of 2019. Every single one of them. the rating decisions, the
of them. the rating decisions, the supplemental claims decisions, the higher level review decisions, board decisions, literally every single thing.
You can do this by going to the va.gov and downloading them from there and create a folder, organize them by date.
Do not skip this step. It's very
important, guys. Most veterans thinks they know the files. I can guarantee most of you guys don't. So, don't skip this step. Step two, Marcus is going to
this step. Step two, Marcus is going to build his claim inventory. He's going to make what is called a master list that consists of every condition that he has
ever cleaned. Every increase request,
ever cleaned. Every increase request, every secondary condition, supplemental claim, he has to make sure he doesn't miss anything because this is going to become his master inventory. Think about
it like the military inventory layout sheet. Before you identify what is
sheet. Before you identify what is missing, you need to know what should be there. This is why it's important for
there. This is why it's important for Marcus to get every single piece of evidence and documents cuz then he can go through it and make sure he has
everything that should be there or what is not there and he has a clear picture.
Here's the thing, guys. This step sounds simple, but it's one of the most important part of this whole process cuz what this is going to allow him to do is he's going to compare what he filed
against what the VA actually addressed.
And that's where the opportunity begins to appear. So if you miss this step,
to appear. So if you miss this step, you're cooked. If you're doing this as
you're cooked. If you're doing this as well, too. If you miss that second step,
well, too. If you miss that second step, you're absolutely cooked, right? Follow
the steps. Step three, review the issue list. Now, what Marcus is going to do
list. Now, what Marcus is going to do next is review the issue list. He's
going to pull the first decision letter, go directly to the issue sections, look at every issue listed, then compare it
to his inventory and ask himself, did the VA list every single issue that I raised? Not most, not some, every single
raised? Not most, not some, every single issue. They they list every single claim
issue. They they list every single claim conditions, every secondary condition, every increase requested, every inventory of entitlement. If something
is missing, make note of it because that's exactly the type of things that he's going to want to have investigate in the future. Remember, the goal isn't
to prove the VA made a mistake. The goal
is to determine whether everything was clearly addressed when it came to that decision letter and if he was properly informed. Step four, Marcus is going to
informed. Step four, Marcus is going to review the decisions. Now, he's going to move on to the actual decision section
for every issue listed. This is what he wants to ask. Was there a clear outcome?
Was it granted? Was it denied? Was it
deferred? Was the language understandable?
Could an average veterans read it and know exactly what happened? Or does it leave room for interpretations? Because
this is where confusion creates problems. If Marcus can't clearly understand what happened, that's a problem. That's a problem. The entire
problem. That's a problem. The entire
purpose of the decision letter is communication, not confusion. The five
red flags that he should be looking for is red flag number one, a condition was claimed but never mentioned. If he filed it and he has proof that he filed it but
it never appeared in the decisions, that's a red flag, but it's green for him. Red flag number two, the issue
him. Red flag number two, the issue appeared but there is no clear outcome.
No grant, no denial, no explanation, just vague language. That's a red flag for him to annotate, but it's also green
for him. Red flag number three, TDIU was
for him. Red flag number three, TDIU was raised but never clearly addressed. This
is a big one because Tdi can pay at 100% rate. And as we already discussed in
rate. And as we already discussed in market scenario, effective date at 100% rate can be worth six figures. Red flag
number four, a secondary theory was raised but never clearly discussed. The
primary condition receive attention. The
secondary relationships disappear.
That's a red flag. Red flag number five.
The language is so vague that nobody knows what happened. If you're reading a decision letter and asking what exactly is this saying? If that's his case,
that's a problem because Marcus shouldn't need a law degree to understand the decision that was made on his behalf. Now, let's talk about the
his behalf. Now, let's talk about the reality. At this point, I need to give
reality. At this point, I need to give you guys a reality check because I don't want veterans walking away from this video with unrealistic expectation.
Handmill is not a magic wand. It is not a guaranteed paycheck. It is not a shortcut. Finding potential issues does
shortcut. Finding potential issues does not automatically mean you're going to win the case. But what it does is it creates an opportunity to ask a better questions. That's it. But what it does
questions. That's it. But what it does is present you with an opportunity for you to show the VA that they made a mistakes and go and get the compensation
that you earn and deserve. So
essentially if Marquez finds any red flag, what he can do is he can file with the VA for a decision to be made on the
claims that he submitted that wasn't decided on clearly. And this is where hand mail comes into play because if he files for that claim and he wins it, he
could get compensated in back pay and effective date to as far as backs as when he submitted those claims. This is where the hundreds of thousands of
dollars could be created. Right? So if
you think you fall in this category, you want to completely assess your files.
Follow all the steps. Pull literally
everything your C file. check everything
and make sure that every claims that you have submitted have been clearly annotated and decided on. If any one of those are missing, you could be sitting
on thousands and thousands of dollars that the VA owe you right now. With that
being said, guys, if you want to reach out to me, the fastest way to do so is in my school community group. The link
is in the description. If you're looking to file your claims, I have launched my FIA claims made easy app. It is the Turboax version of VA claims. It
simplify everything, give you the power for you to file your claims on your own terms. The link is in the descriptions as well. And always, if this video
as well. And always, if this video brought value to you, share it with a veteran that you know is going to bring value to. And do not forget, click this
value to. And do not forget, click this video or this one. They're equally going to bring you as much value as possible.
My name is Ruben Gama. I'm the CEO of Via Cleans Made Easy and I'll see you either in the school community group or in the next video.
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